Report: Freedom Financial
Category: Credit Card Fraud
Freedom Financial AKA Division Of Financial Peaks & Financial Freedom TOTAL SCAM & RIP OFF help to lower interest rates only to get my acct. numbers Phoenix Arizona
*UPDATE *UPDATE .. get me a full refund but could not do anything about the damages
Freedom Financial
Fax:
Phoenix, Arizona,
U.S.A.
Submitted: 1/31/2005 11:13:12 PM
Modified: 3/3/2005 5:22:18 PM
William
Burbank, CaliforniaCalled with on-line business opportunity selling jewelry, said I wasn't interested. The woman sounded so sweet & sexy so we talked for about 20 minutes. The conversation moved to what am I paying in interest on my credit cards, she said she could get them down to 1.9%. I said that would be great, so with me still on the line she called first B of A She asked them if I could get a better rate, then B of A asked me for my acct. # which I gave and was then given a much better rate. Then this woman asked about a balance transfer rate & B of A said 1.9%.
Then she called Citibank and did exactly the same as with B of A. Then she recommends that I transfer my Balances from each bank over to the other which would give me the 1.9% until they're paid off. I said great so she again called each bank and after I gave my acct numbers the transfers were done. I thanked her very much and she said she would call me the following day I told her I would think about the on-line business & let her know when she calls again.
But she didn't call back, instead several days later a different lady from the same company called to set up my new web site jewelry business.She said I had already paid for it! $7195.00 I said no way not interested I did not agree to this. You got to cancel this immediately, she then switched me over to the woman I talked to before. I demanded what had she done. Did she charge my acct. without my approval, she said no but she did transfer $7195.00 from my acct. to her Freedom Financial.
I demanded that she cancel this immediately and credit my acct. She said she would work on it but now she won't except my calls. The only address I got is that she mentioned she was located in Phoenix and I got 2 phone numbers that's it & her name, Ashley Sears, probably fake. Couldn't find any listing for Freedom Financial in Phoenix so I don't what to do now. And to make things worse, Citibank is claiming that I did approve of the transfer. I got no witnesses, what can I do? I'm screwed.
William
Burbank, California
U.S.A.
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Updates & Rebuttals:
- get me a full refund but could not do anything about the damages William [3/3/2005 11:34:18 AM]
get me a full refund but could not do anything about the damages
This Is An Update of my Rip-Off Report above;
I finally was able to talk to the Office Manager who said that he would get me a full refund but could not do anything about the damages that I had to pay because of what his telemarketer had done. I figured that at least I can get back the money that was transferred from my credit card company. So I accepted and then he said that since he was refunding my money, I should take back my reports to all the Consumer Protection agencies, the Better Business Bureau, the Bad Business Bureau, the Attorney Generals Offices in California and Arizona, my sworn affidavits to my credit card company that I had Notorized, and to admit that I was mistaken when I accused his company of fraud and ripping me off.
After thinking about it, I decided that I can not admit that I was mistaken because I wasn't. This company definately tried to pull a fast one on me to get into my personal accounts to sucker me out of a lot of money. And it's been a major struggle to get my money back. I'm still waiting for the check he said I should get by monday, March 7th, 2005. I've got a feeling that they are still going to short me the full refund. They don't care that it cost me a several thousand dollars in damages and lost business.
I don't know why such companies are allowed to stay in business.
With a name like Financial Freedom, it doesn't sound like anything harmful, but beware. Make sure you are aware & understand everything they are saying. And they don't tell you but every word of your conversation is recorded and they use it against you to bind you in a practically no way out verbal contract. I feel if you have a decent product, you don't need to force people to buy it and you wouldn't need to force people into selling it for you either.
So, if I get the full refund by the 7th, I will accept it and then try to put it all behind me. Chock it up as the high cost of education. There is sure a lot of cut throats out there.
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