Report: Richmond Toyota
Category: Auto Dealers
Richmond Toyota ripoff dishonest fraudulant adding extended warranty to contract Richmond Indiana
*Consumer Suggestion ..You can cancel that warranty...
Richmond Toyota
Fax:
Richmond, Indiana, 47374
U.S.A.
Submitted: 4/25/2005 6:33:46 AM
Modified: 4/25/2005 6:40:40 PM
Donald
New Lebanon, OhioOn April 2, 2005 I went to Toyota of Richmond to purchase a Toyota Prius. When doing the Financing the original financing 13.9% and I thought that was high and I wanted a lower interest rate.The financial manager Todd A. Lewis said to me he could not do it over the weekend and he thought he could get the lower interest rate for me.
In our original contract I made it clear I did not want a extended warranty. I returned to toyota on monday and they had a lower interest rate of 10.15%, I was going to receive this interest rate if I agree to purchase GAP Insurance for which I agreed to purchase. I signed the contract. The next day I reveiwed my contract and realized the finacial manager had added the extended warranty to the new contract I wish I had kept my original contract but the finacial manager tore up his and my copys as soon as i signed the new contract which I should have looked at closely again but never thought a dealership would pull such a scam.
I called the dealership and tried to get the problem resolved with no luck. I wanted a new contract without the warranty added and they refused. They said the loan had already been processed and could not be changed. I am not Happy with this.
Donald
New Lebanon, Ohio
U.S.A.
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Updates & Rebuttals:
- A car dealer Rip Off starts long before a car buyer gets to the car dealer! Stick [4/25/2005 8:46:22 AM]
- You can cancel that warranty... Mike [4/25/2005 5:31:33 PM]
A car dealer Rip Off starts long before a car buyer gets to the car dealer!
Donald I can't type too good right now because of my broken right arm. I would like you to read something that I posted on a different Rip Off Report.
The below is what I as a Rip Off Consumer Advocate posted on a car Buyer's rip Off Report.
But, before you read the below go visit this Rip Off Report and look how this car buyer got his down payment back. Look at all four pictures real good, Hope they make you think!
www.badbusinessbureau.com/reports/ripoff138219.htm
Now read this below. I hope it helps you.
We all know that car dealers know that Newspapers, TV news stations and Radio stations will never expose the dirty Rip Offs in the auto industry. That would lead you to believe they are in bed together. Let's face it, if you get ripped OFF they both gain from it.
I mean let's face it, most of your media gets most of their income from car dealers. So they are not going to bite the big fat dirty hands that feed them. If not for advertising money most if not all of your 'Media Mutts' would not have a job!
I am willing to bet that the AZ Republic gets about $1,400,000 Million a month just from car dealers. Do you think they would ever do an insider story on car dealer's scams? FAT CHANCE my Brotha!
If a car buyer that got Ripped Off by a car dealer wants to get even with a car dealer here is the way to do it. How does most car buyers hear about car dealers? Advertisements! So if a radio station led a car buyer to a car dealer that bent the car buyer OVER, Why not expose the Radio station that takes money from car dealers that Rip Off car buyers.
If a TV station, radio station or newspaper that likes BIG $$$$$ from car dealers starts getting mentioned in the Rip Off Reports maybe they will think twice about taking money from car dealers that have so many Rip Off reports. Then maybe your favorite station would have more time to play the tunes you want to hear instead of all of the misleading car dealer CRAP!
In short, EXPOSE all involved, The form of media that lead you to the dealer and expose the dealer that BENT YOU OVER. The Media helps car dealers take your money. Most consumers don't look at it this way. The Rip Off starts long before you get to the dealer.
Maybe car dealer advertising money will not look so good to the media if they get mentioned in the Rip Off Reports just like the car dealers. I mean it's not hard to file a Rip Off Report on a Radio station, nor is it hard to file a Rip Off Report on a newspaper or a TV station.
Maybe their sales department will think twice about car dealer advertising money after they get mentioned in the Rip Off Reports.
If you are a car buyer that got bent over ask yourself one question. How did you hear about the car dealer that Ripped you OFF? Was it your favorite radio station or was it your favorite TV station, or maybe it was your favorite bird cage liner.
Don't you think they need to be mentioned in your Rip Off Report? I mean they brought you to the 'SCENE of the SLIME'!
If it was not for the advertisements you might have picked a different car dealer. Think about this for a second. You drive to work on a Friday and you have your favorite radio station on. You hear this real fast 'Jibber Jabber' about some car dealer having someone time special Sale.
You know you want to believe what you heard because you love your favorite radio station. You get to talk to your favorite DJ when he or she will pick up the GD PHONE so you can make a request.
You want to feel and believe 'It's all GOOD' At the end of the commercial some SPEED READER reads off the disclaimer and the radio station dumps a bunch of jive music on top of it so you can't understand a DAMM word.
They then say see dealer for details. You go to the dealer and WHAMM! you get bent over. WHO brought you to the dealer BABY? The Radio station!
We as consumers need to be willing to EXPOSE all that are involved in the Rip Off. Never forget that all car dealer Rip Offs start long before the car buyer gets to the car dealer.
Just listen to your next car dealer advertisement on your favorite radio station!
Donald which form of media lead you to this car dealer? Was it a radio station or a newspaper Ad, maybe it was your favorite local TV station. Remember a car dealer Rip Off starts long before a car buyer gets to the car dealer. Car dealer advertisements are the first step of the Rip Off.
Who got you to go to this car dealer?
Let's all break down the word sale! One and all should know that the word SALE means nothing in today's business world. It's only a tool used to get your attention and to get your pants down, I mean Guard down!
S Suckers
A are
L loose &
E easy
Now who loves YA BABY. Your favorite radio station, TV station or ripoffreport.com?
LOL :)
You can cancel that warranty...
These warranties can be cancelled. You won't get any money back directly but it will be sent to the finance company to pay down your loan. Thus you will pay the car off sooner.
It is illegal for dealers to say you have to buy GAP or some other add-on product in order to qualify for a loan. GAP insurance is often worthwhile especially if you put little or no money down. But you may be able to get it cheaper by adding it onto your car insurance policy. If that's the case, cancel the GAP too, it'll be refunded like the extended warranty.
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