I completed a trade in 11/19/07, I brought in a 03 Lexus is300 and purchased an 03 Audi a4. After the bank calling me reqesting my payments for the Lexus, my calls were non stop to MCLS. Everytime I called I was put on hold untill I could wait no longer. I spoke to Amanda in 'payoffs' once, from then on she would shoot me to her voice mail. The Lexus was later sold at MCLS while I am still making payments on it...actually my next payment is tomorrow.

The long and short of this is we were scammed. In my case, they took my car on trade, never paid for it, took payment for the new car, let the Lexus sit on their lot of free (while I pay for it), took a lean out for the value of the Lexus (since it is collateral), then later sold it to someone who will probebly never recieve a title. Basically it is an ingenious way to rob people. They basically made three times the profit on the same car.

Now, after speaking to a Business Lawyer, he declined my case because they are in bankruptcy court. He says he cannot do anything, and neither can I. He suggested that I take a drive there and see what I can do. So I did, and I took the title to my Lexus with me (if they are bankrupt I will never recieve payment for it or get it back).

When I arrived, there were two semi's about to load cars on. I walked around looking for my car, couldnt find it and found my way inside. There were a couple of repo guys, and a face I'll never forget. He worked for MCLS, he had his own office with the blue Lambo countach poster, and a red Ferrari F40. Taller guy, big noes, and blue eyes. I had a hard time talking to this guy because he was still so arrogant. When I walked up he was hanging up the phone saying goodbye to 'Lester', ha.

After giving him the run around, I told him what I needed to, he made some calls and said that if I left a voice mail on their phone that I will get a call back and a payoff. I had a hard time not reconfiguring his face, I really did, but my patience kicked in.

*Here is the interesting part: I told him that they are bankrupt, how will they pay? He replied 'we are not really bankrupt, just closed down' Basically insulted why I said bankrupt. My theory is they made their money by scamming people, pocketed it, then filled for bankruptcy on paper and are now having the insurance company and bonds they have take care of their mess. He did not care at all, he even said, if you want to sue, go ahead. well sure he would say that, it is not coming out of his own pocket, it will be paid out from the bond, they are an LLC.

I filed with the BBB, and the Attorney General with no response. I filed a month ago, when they were still in 'business'. I am frustrated, depressed, and angered by the nerve these people have. Take care and be safe.

Baq
Racine, Wisconsin
U.S.A.