Report: LoanSafe Solutions LoanSafe.org
Category: Mortgage Companies
LoanSafe Solutions LoanSafe.org Shoddy investigative work, Owner threatened me if I went public Corona California
*Consumer Suggestion ..The angrier I get, the more I find out about Loansafe.org the ripoff artists.
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LoanSafe Solutions LoanSafe.org
Fax:
Corona, California, 92879
U.S.A.
Submitted: 8/6/2008 8:23:47 AM
Modified: 12/13/2008 8:46:58 AM
Joe smith
Los Angeles, CaliforniaI went to LoanSafe Solutions because I saw one of the owner's blogs about helping people in foreclosure and wanting to 'pay it forward'. The loan officer, or I thought he was a loan officer told me for $3500 they could save my home. They tell me the first step was that they needed to perform a forensic loan audit. When the audit came back, they said my lender had violated several laws and I had enough grounds to bring a lawsuit against the lender.
After I received the audit, I decided to use a family friend that was an attorney that was more familiar with my situation for the lawsuit. Trusting that the audit was correct, we proceeded with the lawsuit. My attorney being a wise man decided to get a second audit done. Thank goodness we did. The second audit company found at least a dozen errors in Loan Safe's report. Things they claimed were RESPA and TILA violation were not and they missed the things that were. We saved our house but not because of Loan Safe.
When I demanded my money back from LoanSafe, I received a call from Moe Bedard, the Founder and President. He threatened me with legal action and physical harm if I went public which is why I am not using my real name. My attorney ran a background check on him and found out he was a convicted felon who had been convicted multiple times over a ten year period for selling drugs (the latest being 2004) and he was convicted of spousal abuse in 2004. My attorney also found out Moe Bedard has had his DRE license revoked. The government needs to do something to keep these people out. I can't believe I gave my personal information to a felon. Learn from my mistakes don't use them.
Joe
Los Angeles, California
U.S.A.
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Updates & Rebuttals:
- I Would Like to Dispute This Claim Moe [8/6/2008 2:41:50 PM]
- LOANSAFE RIPPED OFF THE CLIENTS I SENT TO THEM, ENDED UP LOSING HOME! Dustin Stout [8/7/2008 5:28:58 AM]
- What This Consumer Is Saying Is True. Joe Smith [8/7/2008 6:20:47 AM]
- Moe Bedard is a convicted felon and wife beater Bj [8/8/2008 1:31:09 PM]
- LOANSAFE SAVED MY HOME YOU BETTER BELIEVE IT Schwefls [8/12/2008 4:28:34 PM]
- The angrier I get, the more I find out about Loansafe.org the ripoff artists. Loansafe.org Ripoff Victim [12/11/2008 4:50:32 PM]
I Would Like to Dispute This Claim
I believe this is a false report and claim by a competitor and have proof of an internet smear campaign/attack on me and my company.
Loan Safe's work speaks for itself and is well documented online by the thousands of people who are member to our free forum.
I would like to demand that the person who made this report show proof that they did in fact order a mortgage audit from our company and also that we charged $3,500. Plus, we do not work directly with homeowners in regards to pay for foreclosure prevention services and nor do we accept money for stopping a foreclosure.
Here is a link to a website that details what we charge and contradicts the above claim. http://loansafe.org/index.php?pid=13. We charge $695 for a first and $295 for a second mortgage audit.
My company has helped save over 150 homes for free and has a stellar reputation. Please see our website at www.LoanSafe.org to see proof of this and also the many unsolicited testimonials.
If this person are unhappy and it is proven that we did do this audit, we will refund the money 100%.
LOANSAFE RIPPED OFF THE CLIENTS I SENT TO THEM, ENDED UP LOSING HOME!
From what I understand the President is a convicted drug dealer and wife beater, I gues the people that started this site know him well, I wish I had known before I sent my clients to them. Loansafe took them for $1500 and did nothing. They lost their home.
(((ROR redacted)))
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Submitted: 8/7/2008 6:20:47 AM
Modified: 8/11/2008 2:33:15 AM
Joe Smith
Los Angeles, CaliforniaU.S.A.
What This Consumer Is Saying Is True.
As a former employee, we were told to keep quiet about this matter. We were threatened with legal action if we dsclosed this. Mr. Maurice Bedard, the Founder (from what we were told) and President does have multiple felony convictions for drug dealing and spousal abuse. His DRE license was revoked in the late 1990s and it was denied when he went to re-apply. I also found convictions for him from the mid to late 1990s. Below is just part of his conviction record. You can verify this information through the state of California, Riverside county and DRE. It's all a matter of public record.
Jan. 2003
Arrest Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 HS 11358 F Cultivating Marijuana 01/02/2003
Filed Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 HS 11360(A) F Transport/Sale of marijuanna 01/02/2003 DISCHARGED
2 HS 11358 F Cultivating Marijuana 01/02/2003 HTA
3 PC M273A(B) M Abuse/Endanger Child 01/02/2003 HTA
4 PC M273A(B) M Abuse/Endanger Child 01/02/2003 DISCHARGED
Infor Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 HS 11359 F Poss of Marijuana for Sale 01/02/2003 GUILTY CONVICTED
2 HS 11358 F Cultivating Marijuana 01/02/2003 DISMISSED
3 PC M273A(B) M Abuse/Endanger Child 01/02/2003 DISMISSED
4 PC 273A(B) F Abuse/Endanger Health of Child 01/02/2003 DISMISSED
March 2003
Arrest Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 PC 243(E)(1) M Battery on Spouse/CoHabit/Pare 02/11/2003
Filed Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 PC 243(E)(1) M Battery on Spouse/CoHabit/Pare 02/11/2003 GUILTY CONVICTED
August 2004
Arrest Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 PC 245(A)(1) F Assault w/deadly weapon/instrument non-firearm produce GBI 08/26/2004
Filed Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 PC 273.5(E) F Corporal Injury on Spouse/Cohabitant 08/26/2004 GUILTY CERTIFIED
2 PC 245(A)(1) F Assault w/deadly weapon/instrument non-firearm produce GBI 08/26/2004 CERT ACTIVE
3 PC 273.6(A) M Violation of Court Order 08/26/2004 CERT ACTIVE
4 PC 136.1(A) F Dissuade Witness 08/26/2004 CERT ACTIVE
Enhancement Description PleaStatus
PC 12022.1 COMMITTED ON BAIL/O.R. DENY CERT ACTIVE
5 PC 273.6(A) M Violation of Court Order 08/26/2004 CERT ACTIVE
Certified Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 PC 273.5(E) F Corporal Injury on Spouse/Cohabitant 08/26/2004 GUILTY CONVICTED
2 PC 245(A)(1) F Assault w/deadly weapon/instrument non-firearm produce GBI 08/26/2004 DISMISSED
3 PC 273.6(A) M Violation of Court Order 08/26/2004 DISMISSED
4 PC 136.1(A) F Dissuade Witness 08/26/2004
DISMISSED
Enhancement Description PleaStatus
PC 12022.1 COMMITTED ON BAIL/O.R. DENY
STRICKEN
5 PC 273.6(A) M Violation of Court Order 08/26/2004 DISMISSED
Origin Charges
CountChargeSeverityDescriptionViolation DatePleaStatus
1 PC 273.5(E) F Corporal Injury on Spouse/Cohabitant 08/26/2004
Submitted: 8/8/2008 1:31:09 PM
Modified: 8/8/2008 2:29:52 PM
Bj
Winston-Salem, North CarolinaU.S.A.
Moe Bedard is a convicted felon and wife beater
In addition to a lengthy 'rap' sheet (likes to sell drugs and beat his wife), he also has more than a few civil complaints against him. He's a deadbeat and has been sued at least once by a Loansafe customer.
Submitted: 8/12/2008 4:28:34 PM
Modified: 8/12/2008 7:56:16 PMSchwefls
Manahawkin, New JerseyU.S.A.
LOANSAFE SAVED MY HOME YOU BETTER BELIEVE IT
OK, so I read all your posts. Interesting notes as I take a deep breath to rebutt the trash that has previously been posted on this site regarding Moe and LoanSafe:
1) Criminal record has no name attached. If your going to cut and paste everything why leave out the name? AS FAR AS I AM CONCERNED THIS RAP SHEET ISN'T WORTH THE CUTTING AND PASTING. SORRY YOU WASTED YOUR TIME.
2) YOU STATE 'I decided to use a family friend that was an attorney that was more familiar with my situation for the lawsuit. Trusting that the audit was correct, we proceeded with the lawsuit. My attorney being a wise man decided to get a second audit done. Thank goodness we did. The second audit company found at least a dozen errors in Loan Safe's report. Things they claimed were RESPA and TILA violation were not and they missed the things that were. We saved our house but not because of Loan Safe'. WHY WOULD YOU USE A FAMILY FRIEND AFTER RETAINING LOANSAFE??
If I had a family friend to help me when I was in trouble with my home I would have used them first not last. Doesn't say much about that family friend now does it. Guess he was not all that 'WISE' after all.
YOU READ THE TRASH NOW IT'S TIME TO READ THE TRUTH IN THE EYES OF HUNDREDS OF HOMEOWNERS
I myself aquired a loan modification with the free assistance of the folks at Loan Safe. That would include Moe who amongst others was with me till the very end of my succesful modification. I was 6 months past due on my mortgage when I came upon LoanSafe. They guided me morning, noon and many a sleepless night to success.
I also inquired on a forensic audit and I was never quoted the fees alleged here.
I made a personal choice not to do an audit for my own financial reasons. I believed that I could accomplish my goal with their free assistance. AND I DID.
As far as I and many hundreds of others of homeowners are concerned LoanSafe is a godsend. It is a 24 hour 365 day support system that provides free factual advice. They literally hold your hand every step of the way.
I could go on and on all night long, God knows I am pissed off enough to do it.
Submitted: 12/11/2008 4:50:32 PM
Modified: 12/13/2008 8:46:58 AM
Loansafe.org Ripoff Victim
San Diego, CaliforniaU.S.A.
The angrier I get, the more I find out about Loansafe.org the ripoff artists.
To the lady that defended this company, maybe you got lucky, and congratulations on saving your home.
This guy Moe Bedard acts like he is the 'Messiah' of saving homes or something. Maybe he does, but I will tell you that his company Loan Safe Solutions is absolutely horible when it comes to customer service.
Why wouldn't anybody every call me back? It was ME who made every call to them, not the other way around. We skipped making a house payment to pay them the $3,995 before they actually did one thing for us. After that i never head from them again until i called to find out what's going on with my case.
They could be very good at what they do, but if there customer service is any reflection on there success, i would be very afraid of trusting them with your family home. I hope we get our money back. My lawyer said it will not be a big deal, he just needs to write a letter and threaten a complaint on the lawyer about going to the state bar.
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