Report: #769015

Complaint Review: Ripoff Report | 1st Financial SD

  • Submitted: Wed, August 24, 2011
  • Updated: Fri, August 14, 2015
  • Reported By: Anthony — WESTMINSTER Colorado United States of America
  • 1st Financial SD
    3037 E Warm Springs Rd. Ste. 300&400
    United States of America

Seed Capital TRUSTED BUSINESS REVIEW: Seed Capital REVIEW: Seed Capital’s management, employees and, in turn, corporate culture is dedicated to 100% client satisfaction. Providing the ultimate client experience is the cornerstone of the Seed Capital process.
*UPDATE: Seed Capital pledges commitment to always improving operations by joining Ripoff Report's Corporate Advocacy, Business Remediation and Customer Satisfaction Program. A program benefiting consumers by increasing confidence when doing business with a member business. Seed Capital recognized by Ripoff Report Verified™ as a safe business service.

Show customers why they should trust your business over your competitors...

REVIEW UPDATE: February 23, 2016: Seed Capital remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Seed Capital is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, Seed Capital has made good faith efforts to resolve all complaints reported on Ripoff Report. Based on our experience, the member business has proven to be among the top members of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business™.

Over time and since becoming a member, Seed Capital has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever Seed Capital remains committed to improving customer satisfaction. [continued below]....


Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at [email protected]
 Seed Capital is Ripoff Report Verified

Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

Ripoff Report Verified™ REVIEW

EDitor's UPDATE: Positive rating and recognition has been given to Seed Capital for its full commitment to quality customer service.

Ripoff Report's discussions with Seed Capital have uncovered an ongoing dedication by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any concerns. Seed Capital listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

Seed Capital is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

The information provided in this report below is based on comments made by Erik Gantz during an onsite inspection held by a third party verification company with no biases toward Seed Capital.

Seed Capital is a company focused on helping businesses thrive. They offer assistance to both existing small businesses and people that aspire to open a small business, "we help them acquire the funding to do so." Erik Gantz, the Managing Partner for Seed Capital went on to explain the vision for their company, "we just like to help out as many people as we can to achieve the dream of business ownership, and to help those that are already in business offer employment to as many people as possible."

Seed Capital does not perform lead generation, but instead relies heavily on referrals. They primarily work with franchise operators like Subway, Coldstone, Meineke. Mr. Gantz went on to explain the referral process, "when they [franchise operator] have somebody that comes to them and is interested in buying a franchise, but they don't have either any money or enough money they will refer them over to us. If they have good credit we can help them acquire funding through their good credit." Once the potential client's credit is accessed and they qualify for their services Seed Capital will then, "assist them in applying to the different banks that we [Seed Capital] use, and within about 7 to 10 days they'll have funding available to them."


Seed Capital's Director of Client Relations has informed us that client satisfaction is of the utmost importance to Seed Capital. No other company in this space is as singularly focused on providing the ultimate, world class client experience.


During the onsite interview Mr. Gantz was asked to describe a situation where a client was not satisfied with the level of service they received. Mr. Gantz explained that while they have rarely received complaints during their 8 years of operation, on occasion a client will feel that the consultant is not being as communicative as they would like. When an issue like this arises Seed Capital will address the concern immediately by assigning a new consultant who they feel would be a better fit for the customer.

When asked to comment on complaints posted on Ripoff Report's website Mr. Gantz explained that after a client has received funding if their investments don't succeed they sometimes blame Seed Capital, "all we do is help get funding...we have no opinion as to how they use the finds. It is 100% up to them how they invest that money." In order to assure future clients Mr. Gantz expressed, "we strive to have every single client that works with us to be happy with our company. We bend over backwards to accommodate any client requests." Seed Capital has an A+ rating with the BBB as well as an impressive list of referrals.


Seed Capital is proud to be a part of Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program. Mr. Gantz further explains by stating, "Ripoff Report has a massive presence, their probably the premiere name for consumer complaints...and even though our complaint volume is very very small we still feel that taking steps and going through to becoming a part of the Corporate Advocacy Program is extremely important. It shows everybody that goes to Ripoff Report to review our company that we really do care about our clients and we're going to do everything that we can."


" Even one unhappy customer is too many. Our corporate mandate is to have a 100% satisfaction rate with our clients. We will never rest or stop finding ways to continue delivering the best customer service in the business until that mandate is met."

Seed Capital's staff is also the best in the business. Seed Capital takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this, "Seed Capital's dedication to its clients also extends to its employees and contractors as well. Having a happy, motivated staff allows the entire company to share in the corporate vision of complete client satisfaction."

Ripoff Report was pleased to learn that Seed Capital's past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.



Seed Capital recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report's review, Seed Capital has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

In summary, after our review, which included discussions with the Director of Client Relations, Ripoff Report is convinced that Seed Capital is committed to quality delivery of services resulting in total client satisfaction..

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.



1st Financial SD Seed Capital Do Not Believe This Company Las Vegas, Nationwide

Please do not trust this company.  They will make promises they will not keep.  In our case they promised us $110,000 in capital andf delivered $59,100.  For this they charged us $5,000.  You will authorize payments of $3,500, but they will take unauthorized funds from your account.  Please save your money and find a more reputable company for your business capital needs.
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This report was posted on Ripoff Report on 08/24/2011 08:23 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Another Lie

AUTHOR: Anthony - (United States of America)

I am NOT a competitor of this company. I am a small business owner that was ripped off by this group of crooks and scam artists.  Do not trust them!
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#2 REBUTTAL Owner of company

Beware of this Bogus Complaint

AUTHOR: Industry_Leader - (United States of America)

PLEASE BEWARE. This complaint was posted by an unscrupulous competitor with absolutely no track record or integrity, and must resort to making libelous claims in a cowardly attempt to illegitimately gain business. You will find this exact "complaint" posted to several sites...this complaint is PURE FICTION. This same competitor has plagiarized our contracts and marketing materials, verbatim, which as a result has caused us to file a federal trademark infringement lawsuit against them.  

Here is the indisputable TRUTH about Seed Cap: We have raised over $100 million in start-up financing for our clients since 2008, we have assisted over 3000 aspiring entrepreneurs realize their dream of business ownership and are the premier lending partner for over 100 franchise partners. 

The internet unfortunately allows individuals and companies of questionable moral fiber to post slanderous statements about any party. As such, we implore you to conduct your own quality due diligence. Please contact the BBB and you will find that we have been awarded with their prestigious accreditation and maintain an A rating with them. Also, we ask that you contact our offices directly and we can provide you with literally hundreds of referrals from both clients and Franchisors that refer thousands of clients to us each year. Once you have completed genuine research and ignore the bogus conjecture within this complaint, you too will be unequivocal that Seed Cap is the premier business start-up consulting company with a flawless reputation and unmatchable results. 

We look forward to assisting you in realizing your dreams of business ownership.
The Seed Cap Team

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