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Report: #345273

Complaint Review: 200cash.com - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Kissimmee Florida
  • Author Confirmed What's this?
  • Why?
  • 200cash.com 110 West Ninth Street Suite 581 Wilmington, Delaware U.S.A.
  • Phone: 714-839-1300
  • Web:
  • Category: Loans

200cash.com took money out of my account without my permission. Wilmington Delaware

*Consumer Suggestion: questions??

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First this company tried to go into my account to get $19.00 early this week now I look at my account this morning and see they went in and took $44.00 out. I would like to find out how could I/we press charges against this company or have them investagated to find out who they are or where they are because the phone number they have listed does not work.

God is blessing
Kissimmee, Florida
U.S.A.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute

This report was posted on Ripoff Report on 06/28/2008 07:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/200cashcom/wilmington-delaware-19801/200cashcom-took-money-out-of-my-account-without-my-permission-wilmington-delaware-345273. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

questions??

AUTHOR: Cat - (U.S.A.)

POSTED: Saturday, June 28, 2008

This company just can not take money out without somehow you giving them the info. So the question I have is did y ou take out a loan with this predatory lending company? The only reason would be because you could not get a standard loan with a bank or credit union and you thought this would be an easy out and now you are learning how scummy they are.

You will probably have to close your account because they have your number to your account and as you have found out they do not honor the terms of the loan and withdraw money at will.

You will stil have to pay them off as you owe this money at the terms you took out at the time. Next time, save up money , use cash and stop looking for loans to get you out of a financial pickle. This is a cycle that has to be broken in order not only for you to succede but also the only way for these lending places to be out of business is for people to stop using them.

I hope they do not clean out your account. Keep a close eye on it because they are not to be trusted! Good luck and I hope you are able to clean up this mess before they wipe out your entire account.

Cat

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