21st Mortgage Corporation My disabled husband bought a mobile home through Suntrust Bank about 10 yrs. ago and about one year ago 21st Mortgage bought out the loan. Suddenly, harrassing phone calls started 4 and 5 calls a day if he was one day late on the loan. I have never experienced a company like this. When he became almost 20 days past due on the loan, they did investigations & called x-wives and neighbors. Memphis, TN Tennessee

Your old mortgage company apprently went out of business or couldn't afford to keep your loan, right? So they sell it to another company that can. Sounds to me like your old company should have been doing a better job to begin with. This isn't a problem with your current mortgage company. It's a problem they inherited from an inferior compnay when they bought your loan.

You go to a bank, ask to borrow thousands of dollars and then get mad because they want it in the time frame you contractually agreed to. Ok, in a bad time. Not stipulated in the contract and they are not legally required to let you live there free. Can't blame them. It's up to you to find a way to keep your responsibility. I have come on hard times too, but have found a way to pay my mortgage so that it is paid before it's due. Mowing lawns, selling my TV, no more eating out. My house is all I have.

Then Job answered:
2I have heard many such things;
miserable comforters are you all.
3Have windy words no limit?
Or what provokes you that you keep on talking?
4I also could talk as you do,
if you were in my place;
I could join words together against you,
and shake my head at you.
5I could encourage you with my mouth,
and the solace of my lips would assuage your pain

Pay your bills on time.

No more phone calls

Problem solved.

Company also pulls your and your spouses's credit report/score, even thou only one person applies for credit. Company's are suppose to each and every person's consent to view their credit report.
Company also lies about insurance company requiring a year's premium up front for a new policy, that way they can charge interest on the premium.

My loan got sold to them as well. They are definitely over dramatic when it comes to the payment being a little late. I have had the payment in the mail and have had them call. I have ignored the calls because it is so ridiculous to call so soon. I have noticed they start calling around 6-7 days late. I have never been over thirty days late neither and was only 20 days late I think once. Good luck, I may try to refinance mine with someone else.

My loan got sold to them as well. They are definitely over dramatic when it comes to the payment being a little late. I have had the payment in the mail and have had them call. I have ignored the calls because it is so ridiculous to call so soon. I have noticed they start calling around 6-7 days late. I have never been over thirty days late neither and was only 20 days late I think once. Good luck, I may try to refinance mine with someone else.

My loan got sold to them as well. They are definitely over dramatic when it comes to the payment being a little late. I have had the payment in the mail and have had them call. I have ignored the calls because it is so ridiculous to call so soon. I have noticed they start calling around 6-7 days late. I have never been over thirty days late neither and was only 20 days late I think once. Good luck, I may try to refinance mine with someone else.

My loan got sold to them as well. They are definitely over dramatic when it comes to the payment being a little late. I have had the payment in the mail and have had them call. I have ignored the calls because it is so ridiculous to call so soon. I have noticed they start calling around 6-7 days late. I have never been over thirty days late neither and was only 20 days late I think once. Good luck, I may try to refinance mine with someone else.

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