• Report: #1042503
Complaint Review:

5/3rd bank

  • Submitted: Thu, April 11, 2013
  • Updated: Thu, April 11, 2013

  • Reported By: Ann — Salem Indiana
5/3rd bank
5050 Kingsley Drive Internet United States of America

5/3rd bank Will take forever to pay off suv loan thanks to skip a payment, Internet

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I received a letter from fifth third bank in nov 2007 saying that I could skip a payment on my suv and I promptly signed the form and sent in back in.  Since I had medical bills that I owed I went ahead and skipped a payment ( I think in Dec 2007).  Well, my vehicle was supposed to be payed off in Jan of this year, so I made the last payment and called the 800 number on the letter I received in 07.  I was unable to contact anyone to speak with concerning my final payment. 

They sent me a letter a week or so later and said that I still owed 1,201.99 but that was only for payoff as of 1/19/13 and after that I would be charged 0.28 cents interest per day and if not recieved on or before the 11th of the month I may be charged late charges.  Even though I never paid extra on my loan,  I was NEVER late on a payment.  I still have the letter from 2007 and nothing was said about the ramifications about skipping this one payment.  I had a car loan with another bank several years before and never had this problem when I skipped a payment.  Can a bank legally do this and get away with it?  I'm thinking about consulting an attorney after seeing this website.

This report was posted on Ripoff Report on 04/11/2013 11:54 AM and is a permanent record located here: http://www.ripoffreport.com/reports/53rd-bank/internet/53rd-bank-will-take-forever-to-pay-off-suv-loan-thanks-to-skip-a-payment-internet-1042503. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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