ACA Recovery Harassment along with threatening warrent for my arrest as well as the harm this will do to my children Hopewell Ridgewood New Jersey

The first call was immediately degrading me about the debt I owed. I do owe this and am willing to pay when able but since family problems occurred and caused an unemployment, I was unable to pay it back. She did not want to hear that. I told her that at this time I have nothing and own nothing so unless they were willing to wait a bit I couldn't do anything.

At that point she said she needed the funds by that Friday and no later, she also said she was to contact the original company and they would tell her what to do further if she didn't get the funds.

The next weeks that followed the same calls came, Which I started to ignore off and on. When I answered the call by accident because my caller id didn't recognize the number, she said that there is a warrant out for me and my it would not be good for my children to see police officers take me away. I told her that for the amount owed no police department would travel 10 hrs to take me to court.

She got angry and started threatening me, calling me a lowlife who is a thief because I made a debt purposely not planning on paying. I think by bot getting upset or angry back got her more agitated and she said, "Well, When can I expect this money". I asked her when the law decides that Mafia tactics are legal. I also said that she should try to be kinder it gets better results, all said calmly.

Well, that was a button that pushed the obscenities. I felt I was talking to a cartoon character that basically "#$%#$%!" the curse words....I don't think my laugh helped. Unfortunately since I was caught off guard I didn't record that call, but I will in the future... I think there is a way with a * number to record a prior call but I don't remember.

LJ
Hiding behind my chair, Virginia
U.S.A.