• Report: #643601
Complaint Review:


  • Submitted: Thu, September 23, 2010
  • Updated: Sun, October 03, 2010

  • Reported By: provie — astoria New York United States of America
Internet United States of America


*Consumer Comment: Please Consider Doing This...

*Consumer Comment: I would close the account

*Consumer Comment: Maybe there is hope in the end...

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ACH hold usa credit is a rip off they took $149.95 from my account and i never had dealing with them before and my bank cant stop the payment the money was for my child school how low can u go nd when i called them they do not no what im talking about they dont have that information

This report was posted on Ripoff Report on 09/23/2010 09:05 AM and is a permanent record located here: http://www.ripoffreport.com/reports/ach-hold-usa-credit/internet/ach-hold-usa-credit-ach-took-14995-out-of-my-account-for-a-loan-i-never-borrow-from-tha-643601. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Please Consider Doing This...

AUTHOR: Bman - (United States of America)

Write the complaint with more detail then file a report with this government agency:


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#2 Consumer Comment

I would close the account

AUTHOR: Steph - (USA)

If I were you I would close the account with this bank and go to another
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#3 Consumer Comment

Maybe there is hope in the end...

AUTHOR: heamagee - (United States of America)

You're right, they will pretend they don't know what you are talking about.  It is part of their defense tactic.  The DO know and they are counting on you just walking away.

I put in a report on 9/20/10 I believe it was,  and please read it if you like.  But I told USA Credit, along with a very heartfelt letter, that I had reported them and I wanted my money back.  Within hours of posting my comment on Ripoff and sending the email to them, I received an email from them stating...  (copy and pasted directly from my email)

Dear Heather,

Thank you for you inquiry.

Please accept this email as confirmation that your account has been canceled.  Please contact our Payment Verification Department at 888-805-7611 to expedite your refund.


I hope it is OK that I included the phone number, I do feel people have a right to have it, and also, we are allowed to include the company phone number when starting the complaint. 

Anyway, don't sit back and let them do this to you.  Fight back, it is the only way to possibly stop them from continuing to do this to innocent people.  Even for the people to did intend to partake in their program, they do not provide what they promise and they need to be shut down. 

Good Luck with whatever you decide..

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