ACS Inc. Advance Cash Services Face Legal Action or Pay Up Internet

This company contacted me via email, addressing me as "customer" in the initial email; stating that I owed them a small debt but if I didn't want to owe a larger one then I needed to respond within 48 hours. The email said I needed to sign a settlement agreement. They had run my social security number and knew that I didn't have any charges of writing bad checks. There was also a phone number listed at the bottome of the email. 

Before responding via email, I called the phone number (208-881-0005) and received no answer. When I did a reverse phone number lookup, it indicated there it was a level three voip phone number. Since I was unsuccessfull, I responded to the email and asked who was the creditor. I received a response email in six minutes exactly stating I had had $300.00 deposited into my account from an internet payday loan company and had failed to repay them. 

I responded and told them I was disputing the validity of the claims they were making against and wanted them to forward any documents the say I has signed. I informed the gentleman that I was aware of the falsehood of his phone number and this business. I have had no response since.

Ultimately, I contacted the BBB who has no record of the company on file, I was unable to locate a business address or valid phone number for ACS Inc. I have filed a complaint with the BBB and now to this site. Folks beware! This is a scam, and an attempted to get money from unsuspecting people. Do your research and protect yourself.