ED Magedson – Founder
ACS Legal GroupInternet United States of America
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment...Violatiion 1. Section 807.5 of the FDCPA says the collector cant threaten to do something that cant legally be done or they have no intention of doing. My only income if SSDI and that cant be garnished so they cant legally collect any judgment and since in that respect I am judgment proof they have no intention of filing. Strike one for them
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you
Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.While this seems innocuous this is the dirtiest and most unfair and unlawful collection practice. Why do you ask. Well a suit filed in small claims court is a civil matter. Yes if you lose your assets can be taken to pay. But municipal court, in most jurisdictions handle only criminal matters.
"Angry debtors dont pay their bills, they just file complaints."When I read this email I didnt get angry...but trust me I WILL file complaints.
This report was posted on Ripoff Report on 07/23/2012 09:11 AM and is a permanent record located here: http://www.ripoffreport.com/reports/acs-legal-group/internet/acs-legal-group-email-dunning-notice-that-uses-3-different-fdcpa-violations-internet-916041. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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