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Report: #159563

Complaint Review: FIRST CREDIT OF AMERICA, ALYON TECHNOLOGY, JOHN PUCKETT - Chicago Illinois

  • Submitted:
  • Updated:
  • Reported By: Waxhaw North Carolina
  • Author Confirmed What's this?
  • Why?
  • FIRST CREDIT OF AMERICA, ALYON TECHNOLOGY, JOHN PUCKETT 300 N. Elizabeth Chicago, Illinois U.S.A.

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On 10/4/05 I received a voicemail message to return a call regarding an outstanding debt collection. I spoke to a person named John Puckett who told me their client, Alyon Technology (a billing tracking service), had sent a collection notice to them about me. He said I owed $122.25 for a "Bill Me Later" charge for visiting an adult website dated 4/8/2003. He said they have been trying to track me down since 5/28/2004 and he wanted me to makes arrangements to settle for $75.00 by giving him a credit card over the phone. I denied ever visiting an adult website of this nature but he continued to want to settle before "an embarrassing report was on my credit report".

I continued to deny any wrongdoing and do not owe this company any money. He proceeded to tell me that if I did not settle this matter that they have offices in India and somewhere else and I will continue to receive these phone calls day and night. He then said I could make this all go away for the settlement of $75.00. He said I would have 24 hours to get back him otherwise he would be sending the issue "upstairs" and it would be submitted to the credit bureaus.

I felt like this was a scam and I began to ask him questions regarding the company and wanted to speak to his supervisor which he told me he does not have a supervisor and he reports to all three credit bureaus. I told him that was crazy and he proceed to explain something I could not understand and then we disconnected. After visiting the website www.rip-offreport.com, I found that this bogus company has been trying to extort and blackmail other people all over the country. I am concerned that they could try and put a bogus inquiry on my credit report and have made arrangements with all three credit bureaus to have potential fraud status placed on my social security number. I have filed a formal complaints with the Federal Trade Commission, Illinois and North Carolina Attorney General offices. In addition, I will be sending First Credit of America, via certified mail with a required signature, a Cease and Desist Letter.

Rob
Charlotte, North Carolina
U.S.A.

This report was posted on Ripoff Report on 10/05/2005 09:29 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-credit-of-america-alyon-technology-john-puckett/chicago-illinois-60607/first-credit-of-america-alyon-technology-john-puckett-harassing-debt-collection-on-bogus-159563. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
5Consumer
0Employee/Owner

#5 UPDATE EX-employee responds

Inaccurate information

AUTHOR: Upset23 - (Israel)

POSTED: Sunday, December 23, 2007

To whom it may concern,

You seem to happily update the company profile on line. Even this year. However you falsey accuse the people below. Bottom line your information is incorrect.

If you would have known this, you would know that none of the below have worked for the company since late 2004 early 2005.

Name: Claudia Salgado
Title: Customer Relationship Mgr./New Accounts Entry

Name: Don Barnes
Title: In House Training/Collections Manager

Name: Correy Boyd
Title: collection specialist


Name: Barbie Flores
Title: Client and RPS Support Mgr.


Name: Christos Giannakakis
Title: Director of Collections/Branch Support


Name: Chantelle Russak
Title: Israel Branch Manager


Name: Latrina Weaver
Title: Reverification/NSF Department

I feel that if a person is falsely accused it should be rectified, don't you.

Unsatisfied Ex- Employee

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#4 Consumer Comment

anonomys

AUTHOR: J.j - (U.S.A.)

POSTED: Friday, May 04, 2007

If your information was done correctly you would know that at present these people listed below no longer work for the company:

Name: Claudia Salgado
Title: Customer Relationship Mgr./New Accounts Entry
E Mail: csalgado@1stcofa.com
Phone: 866-505-8248 Ext:
Direct Phone: 312-604-3736
Fax: 312-896-9198

Name: Don Barnes
Title: In House Training/Collections Manager
E Mail: dbarnes@1stcofa.com
Phone: 866-505-2632 Ext: 3731
Direct Phone: 312-604-3731

Name: Correy Boyd
Title: collection specialist
E Mail: cboyd@1stcofa.com

Name: Barbie Flores
Title: Client and RPS Support Mgr.
E Mail: bflores@1stcofa.com
Phone: Ext: 3709
Direct Phone: 312-604-3709


Name: Christos Giannakakis
Title: Director of Collections/Branch Support
E Mail: christosg@1stcofa.com
Phone: 866-505-2632 Ext: 3749
Direct Phone: 312-604-3749
Fax: 312-604-3702


Name: Chantelle Russak
Title: Israel Branch Manager
E Mail: crussak@1stcofa.com

Name: Latrina Weaver
Title: Reverification/NSF Department
E Mail: lweaver@1stcofa.com

I thought you should be updated.

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#3 Consumer Suggestion

Response to 1st Credit of America

AUTHOR: David - (U.S.A.)

POSTED: Tuesday, February 06, 2007

I, too, had a run-in with said company. They started calling Jan. 2006 "collecting" for Charge Me Later, a company that I had never heard of. I tried to explain that this was not my debt, but the calls continued. In May, 2006; I went to the local police department and filed a financial crime report and faxed it to the company. The calls still came. Then i faxed the same information again in late Oct., 2006. The calls have stopped. I recomend that anyone dealing with this fraudulent company: keep on calling back, send certified mail, do whatever it takes. This company will eventually get the idea that they are wrong, no matter how aggrevating it is to the normal and reasonable person. GOOD LUCK!!!

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#2 UPDATE EX-employee responds

Cut and Paste

AUTHOR: Jack - (U.S.A.)

POSTED: Wednesday, March 01, 2006

Dear Sir, cut and pasting the corp roster of the company is not the right way to respond!!
All you would need to do do sir is writte a dispute letter sir.There are very good people on that list that have nothing to do with your account sir

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#1 Author of original report

UPDATE: FIRST CREDIT OF AMERICA aka 1ST CREDIT OF AMERICA

AUTHOR: Robert - (U.S.A.)

POSTED: Friday, October 07, 2005

I did a little investigation and found the following information for this company but I do not know how accurate this information is:

Name: Ariel Weisberg
Title: In House Legal
E Mail: aweisberg@1stcofa.com
Phone: 312-663-0004 Ext:

Name: Elie Mellul
Title: Senior OPS/Complaints
E Mail: elie@1stcofa.com
Phone: 866-505-4354 Ext: 3705
Direct Phone: 312-604-3705
Fax: 312-604-3702

Name: Claudia Salgado
Title: Customer Relationship Mgr./New Accounts Entry
E Mail: csalgado@1stcofa.com
Phone: 866-505-8248 Ext:
Direct Phone: 312-604-3736
Fax: 312-896-9198

Name: Raj Agarwal
Title: India Branch Manager
E Mail: ragarwal@1stcofa.com

Name: Don Barnes
Title: In House Training/Collections Manager
E Mail: dbarnes@1stcofa.com
Phone: 866-505-2632 Ext: 3731
Direct Phone: 312-604-3731

Name: Correy Boyd
Title: collection specialist
E Mail: cboyd@1stcofa.com

Name: Barbie Flores
Title: Client and RPS Support Mgr.
E Mail: bflores@1stcofa.com
Phone: Ext: 3709
Direct Phone: 312-604-3709

Name: Asia Gesing
Title: Accounting
E Mail: agesing@1stcofa.com
Phone: 866-505-2632 Ext: 3708
Direct Phone: 312-604-3708
Fax: 312-604-3702

Name: Christos Giannakakis
Title: Director of Collections/Branch Support
E Mail: christosg@1stcofa.com
Phone: 866-505-2632 Ext: 3749
Direct Phone: 312-604-3749
Fax: 312-604-3702

Name: Laurie Helfer
Title: Payment Processing Department
E Mail: lhelfer@1stcofa.com
Phone: 866-505-2632 Ext: 3712
Direct Phone: 312-604-3712
Fax: 312-604-3702

Name: Al Mellul
Title: Marketing and Recruiting Mgr.
E Mail: amellul@1stcofa.com
Phone: 866-505-2632 Ext: 3707
Direct Phone: 312-604-3707
Fax: 312-604-3702

Name: Jack Mellul
Title: Israel Branch Manager
E Mail: jmellul@1stcofa.com
Phone: 866-505-2632 Ext: 3713
Direct Phone: 312-604-3713
Fax: 312-604-3702

Name: Chantelle Russak
Title: Israel Branch Manager
E Mail: crussak@1stcofa.com

Name: Latrina Weaver
Title: Reverification/NSF Department
E Mail: lweaver@1stcofa.com

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