Complaint Review: Advance Cash America - Internet
- Advance Cash America Internet USA
- Phone:
- Web: keith.smith@advancecashservices.com
- Category: Collection Agency's
Advance Cash America Keith Smith Account Notification Internet
*Author of original report: Thank you
*Consumer Comment: This Is Correct
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This is another email that I received:
Dear Customer,
As you are aware, you have a small pay day loan bill of $986.45 that remains unpaid. We feel we have done everything possible within reason to collect the money you owe us. We have decided that unless you make immediate plans to repay us this money, we will write this debt off our books and claim it as “bad debt loss” to the IRS.
Did you know that any money you owe us and don’t pay should legally be declared as “additional income” for you or your business during the year in which you incurred the debt?
If we decide to write off this debt, we will use IRS form 1099-A which will show the IRS that the $986.45 became income for you and bad debt for Advance Cash America.
You can avoid the unnecessary actions by immediately getting in touch with us either through e-mail or through phone. For any queries feel free to e-mail us back. We will be handling this matter over with you and will be providing you some pay off or Settlement options if available.
Thank You,
Advance Cash America
(347)-332 0189
Here is a simple question: Do you really want the IRS poking around your tax returns to see if you claimed that money as income? Wouldn’t it just be easier to pay your bill?
This report was posted on Ripoff Report on 11/15/2015 05:20 AM and is a permanent record located here: https://www.ripoffreport.com/reports/advance-cash-america/internet/advance-cash-america-keith-smith-account-notification-internet-1268057. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Author of original report
Thank you
AUTHOR: - ()
SUBMITTED: Sunday, November 15, 2015
This is not a rebuttal, but a thank you for sharing. It is not a legitimate debt and I did send a written notice to the IRS.
#1 Consumer Comment
This Is Correct
AUTHOR: Jim - (USA)
SUBMITTED: Sunday, November 15, 2015
If this is a legitimate debt which YOU incurred, then it is correct for them to report it to IRS as income! However, if you are saying this is just another one of the many reports from phony scams to collect non-existent debt, that's another matter. If that is your point, I would send a letter to IRS now and request a response from them by letter asking how to dispute this if it happens. I said by letter instead of a phone call so that you have a paper trail.
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