ADVOCATE LAW GROUPS OF FLORIDA P.A. JON B. LINDEMAN JR. SCAMMERS BE AWARE OF THEM MIAMI LAKES, Florida

I am writing in response to the report filed by Tina or as we know them as Juan and Patricia from the Tampa area, last name will be omitted to protect client. At our intitial consultation we outline the terms of the representation and make no mention to guarantees of outcome. We as Firm are hired to give the client the best chance at getting a fair review while defending their rights when necessary in the courts. We are regulated by the Florida Bar which oversees that all work is done in the manner in which is described in the Retainer and within the laws outlined in the court system and the Florida Bar Guidelines for Attorneys. Our Managing General Partner has been an attorney since 1998 and we have a combined 36 years of legal experience.

In regards to the client in question, I will list facts about the representation in this rebuttal as notated in our files. During a 6 month representation of the client the Firm met with the clients to go over the case, submitted a multi-page report (Qualified Written Request) in which we ask for certain documentation from the lender pertaining to the closing of the loan and where an initial request for modification of the loan at terms described within are submitted for review by the lender. We contacted the lender in question and submitted further documentation as requested by them in order to get a review of the loan initiated all while we are in contact with Mr. Juan and Mrs. Patricia. Approximately 3 months into the negotiations for a modification the loan in question gets sold from one lender to another, as is the right under the original terms of the loan when signed for the lender to sell any package of loans for another lender to purchase and continue to service. Within a week we resubmit to the new lender a new QWR Request. At this time we needed to update the Financial Package needed to submit for modification review, package was sent to client for their signature and not returned to the Firm until a month after, during which time the Firms assigned representative reached out several times to client and explained that we could not initiate the review without the documentation. Once client returns the signed package it was then submitted as requested by the new lender for review of modification options. By this time the client had made the decision to not meet financial obligations to the Firm as was outlined in the Retainer Agreement signed by them just a few months earlier, regardless of which we are still negotiating with the lender on behalf of Mr. Juan and Mrs. Patricia. Less than a month later or approximately 6 months into the representation the clients decide to cancel the service with the Firm.

As you have read above, we did all we could during the time period hired by Mr Juan and Mrs Patricia to put in place the proper documentation in order to facilitate a review for modification as is outlined in the retainer signed. We give no assurances of outcome as we are hired to defend and negotiate on behalf of the client. The Lender is who makes the ultimate decision of qualifing the client for a modificaiton.

Thank you for your time,

Operations Director for the Firm.

I want to contribute to the report about being ripped off with Advocate Law.  I signed with them in January 2011 on two homes that I own.  I did agree to pay the $3500. (apx) down and the $445.00 per month per home. 
This has not been an easy process, my banks, Wachovia and Bank of America gave the law firm a run around.  I am working with two individuals, Enrique and Marisol.

I must say that never have I called or emailed them and they not return my call or email.  They have been
extremely great with communication.  The banks have asked over and over for the same paperwork and Advocate law has handled it all.   I was originally told that this could take anywhere from 6 months to a year, I
was late on one mortgage and not on the other so I anticipated it would take awhile.  Both of my homes are with mediators and I know this because the banks have contacted me personally to tell me that is where it stands.  I have nothing but PRAISE to say for this Law firm.   They have worked with me with payments, when money was tight and again, I can not express enough how great their communication is.  It is an uneasy feeling going through a process so you do not loose your home, they have done everything they said they would do and then some. 

Gina G
Deland, FL