Complaint Review: Afni - Bloomington Illinois
- Afni PO Box 3427 Bloomington, Illinois U.S.A.
- Phone: 888-8796810
- Web:
- Category: Collection Agency's
Afni, Major ripoff, Scumbags, FDCPA violators Bloomington Illinois
*Consumer Suggestion: Actually jennifer has a right to sue, And..
*Consumer Suggestion: K, You Need To Shut Up While You Are Behind
*Consumer Comment: Their SOL excuse
*Consumer Suggestion: SOL
*Author of original report: Case Closed
*Consumer Suggestion: AFNI CONTACT INFO AND GO TO BUDHIBBS.COM FOR UPDATED AFNI INFO
*Consumer Comment: AFNI - You can complain online. Save your stamps
I, too recieved a letter from these slimeballs in yesterday's (22 Jan)trying to say that they have been attempting to contact. Complete bull#%*^. Already filed complaints for FDCPA and FCRA violations with the FTC, BBB of Illinois and the Attorney General's office of IL complaint is going out today in the mail.
J.F.
Noneyabusiness, Iowa
U.S.A.
This report was posted on Ripoff Report on 01/23/2007 09:15 AM and is a permanent record located here: https://www.ripoffreport.com/reports/afni/bloomington-illinois-61702-3427/afni-major-ripoff-scumbags-fdcpa-violators-bloomington-illinois-232166. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#7 Consumer Suggestion
Actually jennifer has a right to sue, And..
AUTHOR: Steve [Not A Lawyer] - (U.S.A.)
SUBMITTED: Thursday, February 15, 2007
Jennifer,
You CAN sue for the frivolous collection attempt. This is easy to get paid on.
And regardless of what K says, you CAN persue CRIMINAL fraud charges against them for attempting to collect a debt that they knew was legally UNCOLLECTABLE.
File a complaint with the FBI Financial Crimes Division and also make an appointment with your local prosecutor.
We need legislation that would require any collector/junk debt buyer to FULLY validate a "debt" before making first contact with the consumer/debtor.
#6 Consumer Suggestion
K, You Need To Shut Up While You Are Behind
AUTHOR: S.n. - (U.S.A.)
SUBMITTED: Tuesday, February 13, 2007
I read through some of the previous posts and I am not reading that ANYONE is complaining about a past the statute of limitations debt. AFNI appears to be attempting to bully everyone into paying old debts that are not theirs and, as far as I'm concerned, that's fraud. Food for thought everyone who has been threatened by AFNI for debts that are NOT theirs.
#5 Consumer Comment
Their SOL excuse
AUTHOR: John - (U.S.A.)
SUBMITTED: Monday, February 12, 2007
is lame at best. Of course they will not admit to phishing for info because they DO NOT have any validation material on her.
#4 Consumer Suggestion
SOL
AUTHOR: K - (U.S.A.)
SUBMITTED: Monday, February 12, 2007
Just because the debt's SOL expired doesn't mean they can not send you a letter asking for payment or contact via phone in regards to the debt. There was no violation of FDCPA from what you wrote.
#3 Author of original report
Case Closed
AUTHOR: Jennifer - (U.S.A.)
SUBMITTED: Monday, February 12, 2007
I am pleased to report that complaints to both the IL BBB and Attorney General's office worked. AFNI told the BBB in a letter that they are closing attempts to collect because it is in fact out of statute.
They must have figured out that they are not dealing with a complete dummy who will not just roll over and pay up and who knows her rights to complete validation. They knew they had no proof that this money was owed. It was a 100 bucks that they were asking for, but it is the principle that counts. I would be shocked if in the letter that they will send to me stating that the case is closed a check for $1000 for knowingly violating the FDCPA.
Will update again when the letter arrives in the mail. Whoohoo! Keep up the pressure folks and they will figure out that most of their portfolio is complete bull. HAHA!
#2 Consumer Suggestion
AFNI CONTACT INFO AND GO TO BUDHIBBS.COM FOR UPDATED AFNI INFO
AUTHOR: P - (U.S.A.)
SUBMITTED: Thursday, January 25, 2007
Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364
Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701
Secretary: GREGORY J DONOVAN same address
Bruce F. Griffin
Chairman and Chief Executive Officer
Ronald L. Greene
President and Chief Operating Officer
Greg Donovan, CPA
Vice President of Employee Services
Stenia Dziadiw
Vice President of Sales & Business Development
Michael D. Garner
Vice President of Call Center Services
John Mobley, Jr.
Vice President, Information Technology Services and
Chief Information Officer
John O'Donnell
Vice President of Credit & Collections Services
Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202
Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene
This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.
For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.
To handle your collections account on the internet, visit the collections website at AfniCollections.com
Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party
COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM
Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610
Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234
GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S
Tell them to validate by
. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent
1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
#1 Consumer Comment
AFNI - You can complain online. Save your stamps
AUTHOR: Gloria - (U.S.A.)
SUBMITTED: Tuesday, January 23, 2007
I received a letter too as well as my husband... like we would have separate accts. and with Verizon. HA! We never had.
You can fill out a form online at the Illinois Attorney General's Office. I did it under /about/email_consumers
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