Alliance One Ripoff Collecting $1,800 of proclaimed un paid city parking tickets Ripoff Brianna Lewis Washington

have them validate the debt, and take what you have to the court house and get a copy of these 10 ticket and see for youself if it is 1800,00

If not file a complaint with state director and WASH. state attorney general,

your the second person fron wash, that had same type of complaint with this collection agency

6565 Kimball Dr, Suite 200
Gig Harbor, WA 98335-1200
Phone: (253) 620-2222
Fax: (253) 620-2232

February 25, 2003 X EXTON, PA V Alliance One announces the acquisition of Pacific Coast Collections Inc., (PCC) located in San Diego, California.

PCC had a terrible reputation for abuse of consumers; let's hope they clean up the dirty mess left by PCC.

What type of trouble has Jeff Gagney been in that has so many employees mad? Why are women being warned to avoid Jeff the Debt Collector? Is there something about him that we all should be aware of?

Why does this agency seem to be crumbling under its own management?

Just how bad is the training in San Diego? Why does management allow so many violations of the FDCPA? Are collectors REALLY sent out to homes and businesses to effect collections? Just how desperate are Marlene and Michael Hale to hold onto power at Alliance One? Will they really go to any ends to effect collections?

If this sounds like a sick soap opera than you need to stay far away from Alliance One and its cast of cast offs. This is a sinking ship with rats all over the place. Everyone needs to sat far away from them, least they be caught up in the stink of this organization.

Color Alliance One as Alliance GONE by using the cease-comm letter on them. Stay away, far away so the smell of this garbage pile does not get on you.

budhibbs.com


FROM SEVERAL OTHER CONSUMER ADVOCATE SITES ...
Tell them to provide the following:
h What the money they say you owe is for;
h Explain and show me how they calculated what they say you owe;
h Provide copies of any papers that show you agreed to pay what they say you owe;
h Provide a verification or copy of any judgment if applicable;
h Identify the original creditor;
h Prove the Statute of Limitations has not expired on this account
h Show that they are licensed to collect in my state
h Provide your license numbers and Registered Agent
The agency has 30 days to provide the proper documentation as requested in the letter.


STATUTES OF LIMITATIONS
Collectors only have a certain amount of time to sue you for payments. The first thing you should do is determine if the statute of limitations for collecting a debt in your state have past. If the debt is older than the statute of limitations, tell the bill collectors they are wasting their time by harassing you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take you to court to get a judgement. To see the time limitations on the different kinds of debt

1. NEVER talk to a collection agency on the phone. Period. Send the validation letter via registered mail return receipt requested. ***DO NOT SIGN THE LETTER *** Type your name. CAs have been known to forge signatures on documents to re-age the accounts.

2. If you feel you must negotiate with a collection agency K Get your terms in writing before you pay. DO NOT PAY ANY AMOUNT FROM YOUR PERSONAL/BUSINESS CHECKING ACCOUNT. OBTAIN A CERTIFIED CHECK OR MONEY ORDER FROM A BANK WHERE YOU DO **NOT** DO BUSINESS. CAs have been known to try to attach more than you agreed to. Everything must be in writing and, even then, you will probably have to fight to make the creditor live up to his end of the bargain.

3. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.

4. Send all correspondence via registered mail, receipt requested(about $3-$4 a letter).

5. Keep a copy of every letter you send.

6. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees.

7. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention. The longer the debt remains uncollected, the better your chances will be of getting a good settlement. Eventually, the creditor will consider the bad debt a loss in order to receive a corporate tax write-off. This does not necessarily mean that they won't pursue you for the debt. The corporation may then collect on the debt themselves, sell or assign the debt to a collection agency, press for a judgment