Alliance One Credit report shows Alliance One with a debt I've never seen before or ever got a collection notice about. How do I find out what it is for? Internet

On a credit report, and "inquiry" means that that company pulled a copy of your credit. It does not mean you have a delinquent account with them. The fact that it is a debt collection agency inquiring makes it a negative inquiry. They would have no reason to pull a report unless an account, probably in a creditors name and not alliance one's name, gave alliance one an account to collect on. If that is the case, you will probably hear from alliance one soon informing you of what they are trying to collect on. You have to admit there is a possibility of there being some unfinished business from when you weren't paying your bills on time. There are places that buy accounts ten or fifteen years old for pennies on the dollar that have already dropped off your credit report and now rear their ugly heads.