ED Magedson – Founder
Allure Personal Financing47 John Street New York, New York USA
Allure Personal Financing Judy CarsonMegan Smith Loans for People New York New York
I was contacted by Judy Carson, a Senior Loan Officer at Allure Personal Financing about a request for a personal loan. When I spoke with Judy, she was very kind, explained to me how Allure's company worked and how my loan would work. I was impressed, it all seemed on the up and up. Judy faxed me a contract for my loan that seemed very real and professional. The cotract outlined the terms of our agreement and had a clause that my "investor" could ask me to buy insurance for the loan. I signed the contract knowing that I would make 2 inital payments first. I made a pay,ent to "Travis Newman" in Toronto, Ontario, Canada via Western Union. As soon as I made that payment, I called Judy and she assured me that my loan would be transefered within the hours.
Well it didn't go through, I called Jusy back and she said that my "investor" wanted mr to purchase insurance and that Allre agreed to put in the $1000 for the insurance if I would agree to pay an aditional $500, which I did again through Western Union to "Travis Newman". Judy then assured me that my loan would go through and that this was not a scam and that I would have my loan within a day. She also stated that she would be out of the office and that she was passing my file to manager Megan Smith. I was very hestitant to have my file transferred to someone else becasue this company has the worst phone system that I have ever called into and NOBODY ever picked up the phone, it is all automated, and they can choose not to answer.
My file went to Megan and when I spoke with her becasue yet again, I did not receive my transfer she explained that I need to put in another $500 because the insurance company would not accept that Allure was putting in more money than I was for insurance. Megan assured me that if I put in this $500 she was applying for a grant for $1000 to refind some of my money. So I did, another $500 to teh same "Travis Newman". Megan then assured me that I would have my loan within 24 hours. Again, no loan.
As I could not get a hold on Megan, I tried to get a hold of Judy Carson and when I entered her extension in, the phone system immedately hung up on me. Megan told me that I called so much that the system blocked my phone line to that extension.
Megan and I spoke again and she asked me what I wanted to do, becasue that oloan was nbot available anymore, she asked me if I wanted my money back or to go for another loan, I was already invested in this so I saidf go for another loan. Megan and I agreed to go for a $40k loan this time, with no changes to the contract that I signed and that I need to only put up on last payment of $475, which I did.
Megan assured me that after I put this up, my transfer was scheduled for Friday Fe 28th, and that my loan would be transferred in by 12pm. Low and behold, no money was transferred. I tried to call Megan several times and now my phone is locked out of their system.
I called again from a different numbver this time and spoke with Judy Carson again and she said that she could see my funds were ready to transfer, but because Megan was dealing with my account, she could not see why they did not transfer. I pleaded with her to get a hold of Megan for me and she said she would have her call me, but I never received any phone call.
I tried to call Megan and Judy this morning from the phone that was getting through, and I left messages for both of them pleading for them to call me. I tried them again alittle while later, because4 nobody ever picks up that phone, nor does Megan. a manager EVER call anyone back, and now that phone number has been blocked.
Please DO NOT send money to these people.
This report was posted on Ripoff Report on 03/04/2014 04:12 PM and is a permanent record located here: http://www.ripoffreport.com/reports/allure-personal-financing/new-york-new-york/allure-personal-financing-judy-carsonmegan-smith-loans-for-people-new-york-new-york-1128293. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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