• Report: #351963
Complaint Review:

American Creative Solutions

  • Submitted: Wed, July 16, 2008
  • Updated: Tue, October 14, 2008

  • Reported By:Elk Grove Illinois
American Creative Solutions
applemortgageleads.com/ Carpentersville, Illinois U.S.A.

American Creative Solutions Scam!!! Rips off kids Carpentersville, Illinois

*Consumer Suggestion: Felony Charges

*Consumer Suggestion: American Creative Solutions and Apple Leasing are run by the same people

*Consumer Suggestion: Another connection

*Consumer Suggestion: Jim- I guess she got to you

*Author of original report: oops sorry guys

*UPDATE EX-employee responds: Maybe I can help Some of you

*Consumer Suggestion: I have information about about this company/owner

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This Lady is evil! She had my 18 year old friend open up a business checking account. She then gave him two fradulent checks to deposit. His bank account is still negitive 4,000 and he can't close the account. Joe Sosnowski is the biggest scam artist there telling his friends to work there. When he knows she is the worst person the face of this planet. She is 32 with a 17 year old roommate. I worked there and at least 10 people a day called looking for money. We all need to work togther and get this lady. You Take 72 or higgins to waters turn right onto waters and the office is on your right hand side.

Apple Leasing, Inc.
Carpentersville, IL
Phone: 847-551-9168
Fax: 847-551-9189

S and T minox
Elk Grove, Illinois

This report was posted on Ripoff Report on 07/16/2008 12:37 PM and is a permanent record located here: http://www.ripoffreport.com/reports/american-creative-solutions/carpentersville-illinois/american-creative-solutions-scam-rips-off-kids-carpentersville-illinois-351963. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Suggestion

Felony Charges

AUTHOR: Mary - (U.S.A.)

Just wanted to keep everyone updated...

Tina/Towona Viramontes has been charge w/4 felonies.

1. Theft/Unauthorized control (Class 3 felony)
2. Forgery/Make/Alter Document (Class 3 Felony)
3. Forgery/Issue/Deliver Document (Class 3 Felony)
4. Bad Checks/greater than $150 (Class 4 Felony)

Karma is starting to catch up to her. She was released and is due back in court on 11/6

This information can all be found in the Kane County (IL) Circuit Court Clerk Website:
Search under Viramontes...go down to page 3 or 4 and you will find Towona.

DO NOT DO BUSINESS w/Her or Apple Leasing.
Also, she might be starting to use the Business Name Midwest International
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#2 Consumer Suggestion

American Creative Solutions and Apple Leasing are run by the same people

AUTHOR: Mary - (U.S.A.)

These two companies are one in the same. There is a file at the Illinois Attorney General on American Creative Solution, Apple Leasing, Land of Liberty Marketing, and Business Provisions. All of these companies are run by the same person.
They all have records of taking customer's money and not producing the product promised. Please send your information in the the IL Attorney General and voice your complaint.
It may take awhile but this person and her company are going to go down.
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#3 Consumer Suggestion

Another connection

AUTHOR: Mary - (U.S.A.)

Oh! I forgot to mention if Apple Leasing and American Creative Solutions is not connected, it is kinda funny that:

Tina Viramontes is the President of Apple Leasing and Don Gurlach is the President of American Creative Solutions and the two use to be roommates, as of January 2008.

Here is a link to the Sec. of State for American Creative Solutions.

These companies are connected. The person running Apple Leasing is Tina Viramontes, the same person who ran American Creative Solutions, Land of Liberty Marketing, Business Provisions and was part of American Marketing Experts (another scam).

Do the research they are all connected.
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#4 Consumer Suggestion

Jim- I guess she got to you

AUTHOR: Mary - (U.S.A.)


I guess Tina V. got to you....if Apple Leasing is not the correct company, then why was Tina's name on the Business Application she submitted to the city of Schaumburg listing her as the president?

I do not know what she said to you, but all of the companies are the same and run by the same people.

To anyone out there, I have done research, through the Attorney General and other legal sources, this person and her company is fraudulent.

Jim- If you ever change your mind about telling the truth, Tina can not do anything to you...she is in the whole for over $200,000. She will not have the money to do anything. Besides, it is not illegal for someone to tell the truth!!!!!!!!!!
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#5 Author of original report

oops sorry guys

AUTHOR: Jim - (U.S.A.)

Same name, wrong company.. after further investigations, it's become apparent that American Creative Solutions has no affiliation with Apple Leasing, and the old Leasing office left their company logo and name on the door after moving. I apologize for any inconvenience to anybody. If anybody has any information on the REAL crooks (American Creative Solutions) feel free to contact me or the attorney general's office. Again, to Apple Leasing, and to Tina V. i sincerely apologize!!!

T. Minox
Elk Grove, IL
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#6 UPDATE EX-employee responds

Maybe I can help Some of you

AUTHOR: Lisa - (U.S.A.)

If you need some help or information on this company or Tina the supposed owner. I can help. Give me an email address I worked for her a very long time ago and I know all her secrets. she is a scam artist. She will rip off whoever she can that she finds weak. I was not one so she got nothing from me.
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#7 Consumer Suggestion

I have information about about this company/owner

AUTHOR: Mary - (U.S.A.)

I know that there has been a "packet of information" hand delivered to the Illinois Attorney General about this company...if you search around, you will see this company has used multiple name, (Apple Leasing, American Creative Solutions, Land of Liberty Marketing, Business Solutions). There are many on the is site that have posted about the company/owner. We do need to get all together and stop this person.
If you (Jim, Elk Grove Village) can, you need to get all of the fraudulent info to the Attorney General. There have been others throughout the years that have been looking for the owner and can not track her down.
I do know where she is located, and I am willing to help!!!!
Also, the company is on Washington Street in Carpentersville, IL, in a business park called Ogden Corp.

We need to put the owner,Tina, behind bars!!!!!!!!
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