Report: #131322

Complaint Review: American Credit, CCA, CCS, Capital Credit, Capital Choice, Titanium Blue, First National Credit

  • Submitted: Mon, February 14, 2005
  • Updated: Mon, July 11, 2005
  • Reported By: Mt Vernon Illinois
  • American Credit, CCA, CCS, Capital Credit, Capital Choice, Titanium Blue, First National Credit
    P.o. Box 46101
    Lae Vegas, Nevada

Show customers why they should trust your business over your competitors...

I just spent the entire morning at the bank and on the phone because this so called company conned my 83 year old mother in law into giving her bank account numbers on 2/10/05. they promised her cash back on purchases and after she made 5 payments she could get 1,000 cash advance on her credit card. I saw this report and asked her if this was the company and she stated yes. they wanted to take 350.00 out of her checking account.

this lady is on a fixed income. She thought she would be able to buy presents for her grand children.

Why hasn't the state shut them down? They prey on the elderly and people that need to get credit.

thank you for this info you saved my mother inlaw from these con artists

Mt Vernon, Illinois
Is this Ripoff Report About you?
Ripoff Report A business' first line of defense on the Internet.
If your business is willing to make a commitment to customer satisfaction Click here now..

Does your business have a bad reputation? Fix it the right way. Corporate Advocacy Program™

Set the record straight: Arbitration Program

SEO Reputation Management at its best!

This report was posted on Ripoff Report on 02/14/2005 01:28 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals


#1 Consumer Suggestion

"American Credit, CCA, CCS, Capital Credit, Capital Choice, Titanium Blue, First National Credit ripoff Lae Vegas Nevada"

AUTHOR: Nicholas - (U.S.A.)

Real Simple: "Caveat Emptor" Latin for "BUYER BEWARE"...Now I say this because I am a Cyber Investigator Private Investigator since Being a Retired Los Angeles Police Officer "Detective" for over 25+years of service...
I too signed up for this fully knowing that they were going to take the money out of my account and after the first amount of $199.99, I would have reported to all three credit bureaus a credit line of $8,500.00 that is worth far more then the $199.00 to me.

I then received the catalogs that i can order from if I choose to. But what i was looking for was the trade line to establish the credit. So far i am pleased and I am aware that fees for $99.00 will be taken out, and another $99.00 for protection services offered to secure purchases. Also they will split annual fees of $200.00 then rush processing fees of $29.99

So Yes i read all before placing the call and also I was told of all just like all of you. If you had the telephone number to call you also had the agreement details which clearly state all such!

There are real victims in this world everyday and most of all of you need to read more clearly. If this is not the case I hope that you read better next time and if it seems too good to be true then it is. Also nothing is for free!

Best Regards
Respond to this report!

#2 Consumer Comment

CCA - They're still at it. First National Card, where is the FBI?

AUTHOR: Angie - (U.S.A.)

CCA - They're still at it. First National Card
Credit Service Division Las Vegas, NV

A woman has manufactured checks with my name (maiden name) and a valid bank routing number. Invalid account number so checks are being rejected. Mer chent is out the money. A manufactured driver's license is being used with matching name and address.

Passing bad checks all over the place for several hundred to 600.00+ a pop. Checks are bouncing of course and Certegy, TRS Recovery etc are flooding my mailbox with letters everyday. Have done everything you are supposed to do: file police report, call credit bureaus, etc etc, return info requested to check service companies etc etc.

All of a sudden I get a credit card and offer letter from CCA with same name and address as being used on the manufactured checks.

Go figure. CCA or affiliates must have gotten this info from the check services who are suppose to be representing the merchants who are out all the money.
Respond to this report!

#3 Consumer Comment

American Credit, CCA, CCS, Capital Credit, Capital Choice, Titanium Blue, First National Credit ripoff also going by the name of New Credit Finacial Alternative Lae Vegas Nevada

AUTHOR: Linda - (U.S.A.)

I have found out that this company is also going by the name of New Credit Finacial Alternative they use the same type of letter just a different name. It is the same thing about debiting 350.00 from your account. Then sending you a catalog to order merchandice from. Please Beware of these people they have offices all over and use different names!
Respond to this report!
Ripoff Report Recommends
ZipBooks Accounting Software

Advertisers above have met our
strict standards for business conduct.