American Credit Educators ripoff Denver Colorado

As a naive teenager eager for credit, I actually ordered this card, but when I found out about their "terms" i refused it and sent back their "credit education package"
They said that my crdit limit was $300, and the 'package' was $300, so I would have no credit on the card.... Thank god I refused.... So I sent this thing back, and 5 years later I am still being hounded by them. They call my gramma, my parents, ex-boyfriend, and his mother...(that's embarassing enough)
They will not accept that I did not use this product, nor did I even activate it.... I have filed several disputes with Experian, and all have come back as valid debt. I have also, due to the advice found on this website, filed complaints with the BBB and the FTC.
Let's keep this up guys, and we will get'em!!!!

Sahara
DeLand, Florida
U.S.A.