Complaint Review: American Financial Card - Largo Florida
- American Financial Card 2480 E. Bay Dr.suite 28 Largo, Florida U.S.A.
- Phone: 888-281-6710
- Web:
- Category: Credit & Debt Services
American Financial Card Dishonest sales pitch ripoff Largo Florida
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This company uses key words to get your attention....
we offer a "credit card" with a $$$$ limit
we offer "cash advances"
we will report your payment history to the credit bureau
Generally, people think of Visa, MasterCard, Discoverer which is accepted world wide. This company offers a "merchant" card to order merchandise from their catalogue ONLY. Payment vouchers of $50 are promised to that equal the amount of the deposit ($200). However, they are only valid after the consumer pays 35% percent of the order. The $50 voucher can be applied. Cash advances are only available through a third party lender, AFTER payment history has been established. Also there is no indication that the payment history is actually being reported to the credit agencies.
But there is hope in getting your money back. Submit a return of funds via your bank (within 60 days). Indicate that this company did not honestly represent themselves and the bank will work toward obtaining a refund.
Next, work with our bank to established a secured credit card. And of course, banks do report your payments to the credit agencies.
I was able to get my funds returned and will NEVER work with such a company and attempt to spread this to everyone that I know.
Katherine
Detroit, Michigan
U.S.A.
This report was posted on Ripoff Report on 06/12/2007 09:44 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-financial-card/largo-florida-3377/american-financial-card-dishonest-sales-pitch-ripoff-largo-florida-253921. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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