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Ripoff Report | American Income Life Review - San Diego, California
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Report: #200643

Complaint Review: Ripoff Report | American Income Life - AIL - San Diego California

  • Submitted:
  • Updated:
  • Reported By: Carlsbad California
  • Author Confirmed What's this?
  • Why?
  • American Income Life - AIL Oberlin Drive San Diego, California U.S.A.

American Income Life TRUSTED Business | Ripoff Report Verified...businesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide


*UPDATE: American Income Life recognized by Ripoff Report Verifiedâ„¢ as a safe business service.

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REVIEW UPDATE:November 16, 2018: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.

Over time and since becoming a member, American Income Life has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.



Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!


*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com

*UPDATE, Rip-off Report REVIEW: American Income Life / National Income Life Insurance Company gets a POSITIVE RATING from Rip-off Report and is fulfilling its commitment to resolve all legitimate complaints and address representative issues. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. With over 2500 representatives and millions of clients, American Income Life / National Income Life is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.



Rip-off Report's investigation found such complaints, but importantly also found that American Income Life / National Income Life is committed to resolving such complaints quickly and is doing everything possible to satisfy its clients and representatives alike. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most large companies would never commit themselves like American Income Life / National Income Life has to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program.

Read our investigative Report and American Income Life / National Income Life's commitment to 100% consumer satisfaction.

American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). American Income Life / National Income Life www.ailife.com and also www.WorkAtAIL.com provides life insurance and supplemental benefits to members of labor unions, credit unions, associations, as well as private clients in all 50 states, the District of Columbia, Canada, and New Zealand.

See why you should feel secure and confident when doing business with American Income Life / National Income Life Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED

=====================

American Income Life - AIL Ripoff BE VERY SUSPICIOUS OF JOB INTERVIEWS AND OFFERS San Diego California

I too received an email from AIL claiming they got it off of Monster.com and that I had just what they were looking for and could potentially make more than $60k in my first year. Intrigued by the salary, I followed the lead further.

Luckily, I did more indepth research on AIL since their company website had minimal information. I stumbled upon this website and found over 50 statements. I was so shocked to read what others went through because I heard much of the SAME EXACT dialogue from the HR representative who I spoke to. I found it odd that he told me that I should "dress professionally" and that I should bring in "a crisp new resume." When I spoke to the HR Rep at AIL, I asked what the job title was and he would not answer that question directly. He only beat around the bush by saying we will train you to be a manager. Like so many others, I was told to plan on a 2 1/2 hour interview. They are reading off of a script!!

After reading the messages posted, I decided that I would never have anything to do with a company like this and called to cancel my interview. When I called, I could not reach the HR rep NOR could I leave a voicemail. The receptionist took down my message. I read this same scenario on another woman's posting. Fishy, huh??

My advise to others: DON'T GO THROUGH WITH IT. I'm so happy I never went through with the interview.

Jessica
Carlsbad, California
U.S.A.

This report was posted on Ripoff Report on 07/12/2006 10:02 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-income-life-ail/san-diego-california-92121/american-income-life-ail-ripoff-be-very-suspicious-of-job-interviews-and-offers-san-dieg-200643. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
8Consumer
2Employee/Owner

#10 Consumer Suggestion

Waste of Gas(which is expensive these days)

AUTHOR: Greg - (U.S.A.)

POSTED: Wednesday, August 30, 2006

I was called about an interview with this supposed co. and was given no information about experience requirement/qualification/salary expectation/job descripton. I was told that my resume was received by them for a job that I hadn't even applied for. When I questioned, I was told that there was complete training for the job being asked of me.

All I was given is an address and a time to complete an interview. When, as unforseen circustances prohibited, I called to reschedule my interview I called the number that had called my contact phone. To my suprise it was some woman's cell phone who had no idea what I was calling about. I was told to dress in "business professional attire" and bring "ample copies of my resume as multiple executives would be reviewing them". I have worked for a co. like this before and I'm not proud of it. I got out right as I realized that it wasn't something that was good for the consumer or myself. I am truly sorry for anyone that has been taken advantage of by people like this and hope that in the future legislation will be passed to prevent these kind of cannibalistic practices.

To end a bad subject on a good note, I will be going to the interview in shorts & a T-shirt. I will be explaining to everyone else that is waiting for a so-called "interview" to stop wasting their time b/c there is a job market out there teeming with exuberance for young professionals that actually pay for the work performed.

Thank you to those whom have spoken out on this site to warn us of the predetorial business ethics of the individuals that run this operation.

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#9 Consumer Suggestion

Waste of Gas(which is expensive these days)

AUTHOR: Greg - (U.S.A.)

POSTED: Wednesday, August 30, 2006

I was called about an interview with this supposed co. and was given no information about experience requirement/qualification/salary expectation/job descripton. I was told that my resume was received by them for a job that I hadn't even applied for. When I questioned, I was told that there was complete training for the job being asked of me.

All I was given is an address and a time to complete an interview. When, as unforseen circustances prohibited, I called to reschedule my interview I called the number that had called my contact phone. To my suprise it was some woman's cell phone who had no idea what I was calling about. I was told to dress in "business professional attire" and bring "ample copies of my resume as multiple executives would be reviewing them". I have worked for a co. like this before and I'm not proud of it. I got out right as I realized that it wasn't something that was good for the consumer or myself. I am truly sorry for anyone that has been taken advantage of by people like this and hope that in the future legislation will be passed to prevent these kind of cannibalistic practices.

To end a bad subject on a good note, I will be going to the interview in shorts & a T-shirt. I will be explaining to everyone else that is waiting for a so-called "interview" to stop wasting their time b/c there is a job market out there teeming with exuberance for young professionals that actually pay for the work performed.

Thank you to those whom have spoken out on this site to warn us of the predetorial business ethics of the individuals that run this operation.

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#8 Consumer Suggestion

Waste of Gas(which is expensive these days)

AUTHOR: Greg - (U.S.A.)

POSTED: Wednesday, August 30, 2006

I was called about an interview with this supposed co. and was given no information about experience requirement/qualification/salary expectation/job descripton. I was told that my resume was received by them for a job that I hadn't even applied for. When I questioned, I was told that there was complete training for the job being asked of me.

All I was given is an address and a time to complete an interview. When, as unforseen circustances prohibited, I called to reschedule my interview I called the number that had called my contact phone. To my suprise it was some woman's cell phone who had no idea what I was calling about. I was told to dress in "business professional attire" and bring "ample copies of my resume as multiple executives would be reviewing them". I have worked for a co. like this before and I'm not proud of it. I got out right as I realized that it wasn't something that was good for the consumer or myself. I am truly sorry for anyone that has been taken advantage of by people like this and hope that in the future legislation will be passed to prevent these kind of cannibalistic practices.

To end a bad subject on a good note, I will be going to the interview in shorts & a T-shirt. I will be explaining to everyone else that is waiting for a so-called "interview" to stop wasting their time b/c there is a job market out there teeming with exuberance for young professionals that actually pay for the work performed.

Thank you to those whom have spoken out on this site to warn us of the predetorial business ethics of the individuals that run this operation.

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#7 Consumer Suggestion

I Saw the Advertisement at the State Job Service Office

AUTHOR: Elaine - (U.S.A.)

POSTED: Tuesday, August 29, 2006

They were looking for HR Managers. As this was my background, I applied and sent my resume. I was called back and invited to a personal interview. I showed up and was led to a room with about 15 other candidates.

Not totally suspicious yet, I've had group interviews where there are teams of employer representatives interviewing one candidate at a time. However, we were put in a closed room and given a canned speech that went on and on and on....strangely enough, nothing about Human Resources material.

As I had attended this "interview" on my lunch period from a real job, I just got up and said that this was taking too long, I had no interest in this and walked out. I was the first to walk, but not the last, as I was leaving the parking lot, a couple others had walked out behind me. I wonder why the others stayed?

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#6 Consumer Comment

Thank Goodness

AUTHOR: Bigdaddy - (U.S.A.)

POSTED: Tuesday, August 29, 2006

I too nearly fell victim to this company's scam. I was suspicious of the way the call for the interview came and the vagueness of the answers I recieved and they stole my resume off of Monster. Because I was suspicious I logged on and stumbled across this website and then read all the responses! Thanks for taking the time to warn others and saving me the aggravation.

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#5 Consumer Suggestion

Key words to look for...To avoid this altogether..

AUTHOR: Steve - (U.S.A.)

POSTED: Tuesday, August 29, 2006

This is a very common scam. Here is how you avoid being sucked in.

At the very first contact, always be "in the middle of something", tell them you need a phone# and will call them back in 30 minutes. Get a name. NOW, when you call back, pay particular attention to how the phone is answered. Is it answered in a business name? If not, HANG UP.

If it is, go to the next step. Take control of the conversation politely. Be specific and do not accept vague answers. Ask what the SALARY is. If the rep comes back with " all of our reps make $60k a year" or "you can easily make $60k your first year", etc..These are major warning signs. You need to come back with a direct question. "Is this a $60K/year SALARY"? "Do I get paid MY SALARY while in training"? What benefits are included in this position and when do they start?

DO NOT ACCEPT vague answers. AND, DO NOT ever stay for an "interview" if it is a group interview or "orientation". NO professional position paying a salary will EVER do a group interview. It just doesn't happen.

I walk out and tell everyone that is walking in that it is a scam. I also tell them that I didn't appreciate being lied to and having my time wasted.

Be as rude as you can, as this is the only thing these morons will understand. I always like when some "executive" that is "interviewing" me has a poor command of the english language and is wearing the Wal-Mart wardrobe along with the $3 flea market plastic watch, etc.. Or dress pants and tennis shoes..These are all items I have encountered. What a joke. Especially in the MLM business, the motto is "fake it 'til you make it".

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#4 REBUTTAL Individual responds

Thank U, Thank U, Thank U !!!!

AUTHOR: Dave - (U.S.A.)

POSTED: Monday, August 28, 2006

Jessica...I was also setup for the same scenerio this coming Wednesday up here in Northern California, and after reading what u and all of these other previous postings; I am more than horrified by what I have spent hours reviewing this evening!

I am definitely taking your advice & will call to cancel my "so called" interview for this upcoming opportunity.

I just find it hard now to believe anything further! I am absolutely amazed at all of these postings and what people are saying about American Income Life.

Wow..all I can say, is thanks for your most current posting and I'm feeling the same way. To much hype for so little return on time and investment.

Is there anything real out there? Please let me know.

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#3 REBUTTAL Individual responds

Thank U, Thank U, Thank U !!!!

AUTHOR: Dave - (U.S.A.)

POSTED: Monday, August 28, 2006

Jessica...I was also setup for the same scenerio this coming Wednesday up here in Northern California, and after reading what u and all of these other previous postings; I am more than horrified by what I have spent hours reviewing this evening!

I am definitely taking your advice & will call to cancel my "so called" interview for this upcoming opportunity.

I just find it hard now to believe anything further! I am absolutely amazed at all of these postings and what people are saying about American Income Life.

Wow..all I can say, is thanks for your most current posting and I'm feeling the same way. To much hype for so little return on time and investment.

Is there anything real out there? Please let me know.

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#2 Consumer Comment

Thank Goodness For The Rip Off Site

AUTHOR: Ressie - (U.S.A.)

POSTED: Monday, August 28, 2006

Hi,I received a call from a recruiter for AMI, and I tell you I must be good because I knew it was a scam, for starters the recruiter couldn't explain the position to me other than it was a Managers position,and she didn't know the starting salary that they were offering.

When I asked the question she said she didn't know how much the salary was, and her excuse was because she was from HR she received my resume and was aked to call me in for an interview,I thought to my self if you are recruiting for a position shouldn't you know the salary that is being offered.

Anyway she asked me if I would be willing to come in for an interview on Friday I told her I would consider it but I needed a little more information on the position because I didn't want to waste my time or theirs time, anyway I ended up letting her schedule me for interview for this Friday.

And guess what she didn't know the complete address to where I would to where the interview would be taking place. She knew the building and the city but not the zip code, which I asked her for so that I could go on MapQuest to get the directions, and her excuse was they weren't on MapQuest because they were a New Company.

Then I thought to myself what does map Quest got to do with them being a new company, that comment just didn't make any sense to me because I am sure they are not the only business in that area. I just knew they were a scam! I not going cancel my interview I am just not going to show up.

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#1 Consumer Suggestion

ah, the ole "dress sharp and crisp copy of your resume" routine

AUTHOR: Jay - (U.S.A.)

POSTED: Wednesday, July 12, 2006

This pile of fecal matter must be standard fare for the AIL puppets doing the recruiting. Id heard the same drivel 8 months ago here in rhode island from these pinheads. The slick talking recruiter named jay from the warwick RI office caught me on my cell phone on a busy day and I fell for it.

My "interview" was one for the ages. Lots of questions by me but no answers from jay the used car salesman. Then jim jones lookalike dave zophin waddles in with his "what do we have to do to sell you a car today" speech and hands me a script longer than the warren report to memorize before my next meeting.

Then I found rip off report and the rest is history.

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