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Report: #197158

Complaint Review: Ripoff Report | American Income Life TRUSTED Business | Ripoff Report Verified™ …businesses you can trust. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. - Warwick Rhode Island

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  • Reported By: Warwick Rhode Island
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  • American Income Life TRUSTED Business | Ripoff Report Verified™ …businesses you can trust. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. 250 Centerville Road Warwick, Rhode Island U.S.A.

American Income Life TRUSTED Business | Ripoff Report Verified...businesses you can trust: Feel safe confident & secure doing business with American Income Life / National Income Life - AIL pledges its commitment to customer satisfaction and Affiliate support. American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide


*UPDATE: American Income Life recognized by Ripoff Report Verifiedâ„¢ as a safe business service.

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REVIEW UPDATE:November 16, 2018: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.

Over time and since becoming a member, American Income Life has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.



Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!


*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com

*UPDATE, Rip-off Report REVIEW: American Income Life / National Income Life Insurance Company gets a POSITIVE RATING from Rip-off Report and is fulfilling its commitment to resolve all legitimate complaints and address representative issues. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. With over 2500 representatives and millions of clients, American Income Life / National Income Life is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.



Rip-off Report's investigation found such complaints, but importantly also found that American Income Life / National Income Life is committed to resolving such complaints quickly and is doing everything possible to satisfy its clients and representatives alike. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most large companies would never commit themselves like American Income Life / National Income Life has to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program.

Read our investigative Report and American Income Life / National Income Life's commitment to 100% consumer satisfaction.

American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). American Income Life / National Income Life www.ailife.com and also www.WorkAtAIL.com provides life insurance and supplemental benefits to members of labor unions, credit unions, associations, as well as private clients in all 50 states, the District of Columbia, Canada, and New Zealand.

See why you should feel secure and confident when doing business with American Income Life / National Income Life Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED

=====================

American Income Life - ZOPHIN AGENCY Warwick Rhode Island

NOTICE: *UPDATE December 1, 2006. Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency of American Income Life were posted by the same person. A competitor no doubt. Rip-off Report has the evidence that shows the same person filed every one of the Reports. Ripoff Report will go after anyone found posting Reports like this. This type of behavior will not be tolerated. Either way, The David Zophin Agency still stands by their comitments made to Rip-off Report. Just like people can file ridiculous and frivolous lawsuits every day, we do realize consumers might try and take advantage using the Internet / Rip-off Report to do the same thing.

THE REPORT BELOW IS BOGUS!

=============================

PLEASE JOIN ME AND SIGN THIS PETITION!!! Dear Mr. Roger Smith (President & CEO of American Income Life), It is with due diligence that the undersigned calls for the immediate termination of Mr. David Zophin, SGA of the Zophin Agency (CT, MA, & RI). His unskilled leadership and disrespectful attitude toward his employees clearly lead to his demise as trustworthy member in the American Income Family. During his tenure as SGA of AIL-Northeast, he has displayed careless acts from lying directly to new prospects to backstabbing his own agents. He has held pay checks of ex-employees, which I am sure is illegal, just tostick it to them one last time. His many other actions have been highlighted throughout websites like this one. For that, we thank the RIPOFF Report. Now, It's time to demand that David Zophin be stopped from ruining the American Income name and lets allow good agents a chance to take advantage of a great opportunity by dethroning Mr. Zophin. Sincerely, The Undersigned Phil Warwick, Rhode Island
U.S.A.

This report was posted on Ripoff Report on 06/19/2006 04:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/american-income-life-trusted-business-ripoff-report-verified-businesses-you-can-trust-commitment-to-customer-satisfaction-positive-rating-for-its-customer-support-from-ripoff-report-american-income-life-national-income-life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/warwick-rhode-island-02888/american-income-life-zophin-agency-warwick-rhode-island-197158. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
7Consumer
0Employee/Owner

#7 Consumer Suggestion

Russ, here's a suggestion

AUTHOR: Jay - (U.S.A.)

POSTED: Saturday, August 05, 2006

send these jokers a copy of your obituary. that should slow down the recruiting process for a week or so. once they discover you have a pulse, expect the phone calls and emails from these pinheads to commence...

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#6 Consumer Suggestion

To Phil & Jay

AUTHOR: Russ - (U.S.A.)

POSTED: Friday, August 04, 2006

I missed your witty, sarcasm-dripping comments from "you may have worked at AIL if.."



These putzim have called me several times, even though my resume in no way matches their company. Do you have any comments on how to stop these jokers when they call (and they will) me again?

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#5 Consumer Suggestion

zophin and the boys still recruiting

AUTHOR: Jay - (U.S.A.)

POSTED: Friday, August 04, 2006

made the mistake of updating my Resume on Monster which triggered a series of emails and phone calls from these a**clowns. I was told to "dress sharp and bring a fresh copy of my Resume". will the madness ever end?....

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#4 UPDATE EX-employee responds

I agree...

AUTHOR: Bob - (U.S.A.)

POSTED: Monday, July 03, 2006

AIL is an A+ rated company, i don't necessarily believe in any their products, (except for the Select Life, but nobody makes $ selling those policies) but if whole life is your thing, AIL has really good rates.



I have no regrets about working for AIL.

I do however regret working for David Zophin, and i feel like the RI office could be at about $70K - $90K in ALP on a weekly basis if he knew how to treat people, and cared a little more about the welfare of his agents than his pocket.



A good leader looks out for the welfare of his people.



David Zophin is not a leader



David Zophin is the real cancer of the Zophin Agency

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#3 UPDATE EX-employee responds

I agree...

AUTHOR: Bob - (U.S.A.)

POSTED: Monday, July 03, 2006

AIL is an A+ rated company, i don't necessarily believe in any their products, (except for the Select Life, but nobody makes $ selling those policies) but if whole life is your thing, AIL has really good rates.



I have no regrets about working for AIL.

I do however regret working for David Zophin, and i feel like the RI office could be at about $70K - $90K in ALP on a weekly basis if he knew how to treat people, and cared a little more about the welfare of his agents than his pocket.



A good leader looks out for the welfare of his people.



David Zophin is not a leader



David Zophin is the real cancer of the Zophin Agency

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#2 UPDATE EX-employee responds

I agree...

AUTHOR: Bob - (U.S.A.)

POSTED: Monday, July 03, 2006

AIL is an A+ rated company, i don't necessarily believe in any their products, (except for the Select Life, but nobody makes $ selling those policies) but if whole life is your thing, AIL has really good rates.



I have no regrets about working for AIL.

I do however regret working for David Zophin, and i feel like the RI office could be at about $70K - $90K in ALP on a weekly basis if he knew how to treat people, and cared a little more about the welfare of his agents than his pocket.



A good leader looks out for the welfare of his people.



David Zophin is not a leader



David Zophin is the real cancer of the Zophin Agency

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#1 UPDATE EX-employee responds

I agree

AUTHOR: Johnny - (U.S.A.)

POSTED: Friday, June 30, 2006

The yea's have it. I'm on board. I worked for the bum for a year. He is a liar, a cheat, and a desceptive man. Let get rid of him.



Signed...

Johnny

Warwick, RI

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