Report: #174598


  • Submitted: Fri, February 03, 2006
  • Updated: Wed, February 08, 2006
  • Reported By: little compton Rhode Island
    250 Centerville Rd
    Warwick, Rhode Island

Show customers why they should trust your business over your competitors...


little compton, Rhode Island
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This report was posted on Ripoff Report on 02/03/2006 10:54 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

When are these peopel going to stop? Now another subsidiary of Torchmark still AIL, et. al.

AUTHOR: Steve - (U.S.A.)

Forwarded Message:
Subj: Your resume
Date: 2/7/2006 7:02:09 P.M. Eastern Standard Time
Sent from the Internet (Details)


My name is Travis Price. I am the Senior Manager with Altig International in Asheville, NC. Your resume was forwarded to me and I have a few questions. I am writing to you regarding your resume, which was forwarded to me and I have a few questions.

Please let me know the best number and time to reach you or call me at 828.299.9878. I look forward to hearing from you!

We look forward to hearing from you.

Travis Price
AIL/Altig International
PO Box 19475
Asheville, NC 28815
(828) 299-9878

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#2 UPDATE EX-employee responds


AUTHOR: Bob - (U.S.A.)

you're right, the A+ rating only refers to the companies financial strength.

as for this guy talking about the many wonderful products that AIL has to offer, i'm not so sure about that... i will admit, their accident policy is really good... other than that, they offer whole life (personally, i think whole life is a rip off in itself) 2 term policies, a 10 yr term that doesnt take smoker or non smoker into account, so the premiums are through the roof, but they sell it as an income protector, so your average union member doesnt know he's paying through the nose for a term policy... and a 4 year term... you do the math on that one... who in their right mind would want a 4 yr term life insurance policy?

as for working at the company, go in for an interview if you want... but when they are writing those numbers on the board during the group interview, write them down, and at your final interview, ask them to show you 1 person in that office that is even making half that. Or 1 person in that office that has been there for more than 1 year. Then ask yourself "why"?
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#3 Author of original report

thanks for the reply. 2 questions though

AUTHOR: Jay - (U.S.A.)

doesnt the A+ financial rating have to do with the financial strength of the parent company Torchmark and nothing to do with american income? Second, what percentage of new agents last more than 6 months?
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#4 UPDATE Employee

Incredible opportunity

AUTHOR: Garret - (U.S.A.)

American Income Life creates a world of opportunity for entrepreneurial, hard-working individuals. You will need to be licensed as an insurance producer in your state and undergo about 4 weeks of intense training which includes learning the presentation and gaining a complete understanding of AIL's products and services. If you have what it takes, which means a positive attitude, willingness to learn and accepting of new challenges, you will succeed.

AIL is a wonderful company with wonderful products and services, and is a community based organization. The company waives client premiums on a regular basis due to a host of financial hardships. They offer the most affordable whole life rates in the industry along with complete family coverage for accidental death and hospitalization. We even deliver food to member families who cannot afford to put food on the table.

When joining AIL's sales force, you must understand this a 100% commission job and is a SALES job. Attaining success in this company is entirely up to the individual, which is no different than attaining success in any walk of life.

Hard work, determination, sacrifice, drive, love, commitment, belief and ambition are what you need to acheive anything in your life.

This company is NOT a mess. It has received an A+ Superior rating by A.M. Best which is the most widely used and respected insurance company rating service in the world. The training program is intense but productive and will give you the tools to succeed, the rest is up to you.

I have enjoyed early financial success with this company and earn more money than I ever imagined. I cannot say enough good things about AIL.
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