• Report: #541749
Complaint Review:

America's Mortgage Bankers, LLC

  • Submitted: Fri, December 18, 2009
  • Updated: Thu, May 10, 2012

  • Reported By: Ray — Dunnellon Florida U.S.A.
America's Mortgage Bankers, LLC
324 North Dale Mabry Hwy Tampa, Florida United States of America

America's Mortgage Bankers, LLC Affordable Funding I believe these guys are thugs in suits and should be in jail. they Took everything we had via complex predatory lending scam Tampa, Florida

*Author of original report: Hired new guns best in nation

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America's Mortgage Brokers, LLC

Affordable Home Funding

Linear of Tampa Florida

Dale group

324 N. Dale Mabry Hwy
Tampa Florida 33609
United States of America
Phone:  813-514-6200
Web Address:  

Category: Rescue Scamers? Mortgage Companies

Submitted: Wednesday, December 16, 2009

Posted: Wednesday, December 16, 2009

Barry Silber, Jim Marks, Suzanne Marks

324 N. Dale Mabry Hwy suite 300
Tampa Florida 33609
United States of America
Phone:  813 514 6200
Web Address:  

Category: Mortgage Companies

Submitted: Thursday, December 10, 2009

Posted: Friday, December 11, 2009

Here is a comment worthy of note which I found trolling the comments on my blog:Remember if you are dealing with an unscrupulous licensed professional (attorney, mortgage broker, etc.) you can file a grievance with the licensing agency who will investigate, prosecute if necessary, and possibly require restitution.


[Editors Note: If con men looked like crooks they wouldn'tt get anywhere. They always ingratiate themselves and seem like good people interested in helping. They intentionally do not appear to be much different from legitimate lawyers, auditors, debt counseling etc. Livinglies does not vouch for the accuracy of any statement contained in the article below]

A Warning to others having Mortgage problems:  Re: A family of predatory lenders?

Our family was having some problems with our mortgage, we got behind and were facing a potential foreclosure.  We got a lot of the typical rescue mailers telling us that we had plenty of equity and not to worry.  We knew this and we only needed 20 to 50 thousand dollars to bring the loan current.  Plus we knew that our family would loan us the money if we needed it, they would sell just one property that would pay off part of our loan at any time. That seemed simple enough,.


We were approached by a kind broker / lender named Jim Marks out of Tampa Florida who said he could rescue us from a foreclosure and the rates would be very low because we had so much equity in our waterfront home.  He said he could find us plenty of money.  We were very clear to him that we did not have the income to do any major loan an we only needed a small amount.

THE SCAM:  Seeing that we had a lot of equity, Marks gained our trust via some acts of kindness and eventually befriends our family,  He showed great concern for our financial problem and found various ways to come to our home.  He had lunch many time in our home and invited me out to lunch as his guest many times.  He also worked his way into using our boats and waterfront property.  He went snorkeling and diving on our boat with his family and we felt that he had a nice family and was sincere.  After a while I shared some of our families information regarding investments that had been made.  Jim Marks was very interested and wanted to see all the waterfront and residential properties my family had invested in, he also brought out investors to see what we had, later we found out that the investors were his own relatives (Barry Silber the lawyer / hard money lender with LINEAR CAPITIAL of Tampa ).  Was Silber directing Marks? Was Marks the front man for either Silber or Linear?

The investor Barry Silber came to our home invited by Marks and talk about a long term Joint Venture and wanted to know if any of my friends had good deals on waterfront properties, I fell for all of it like a sucker and provide what they needed,  Silber disappears for a long time but some how comes back as the hard money lender but we did not know that he was Marks relative. Marks is now telling us that we can get any loan from anyone except Silber. I think this is against the law because marks was steering us right into the hands of his relative, Did marks get kickbacks or other profits? Marks got 50% of the corp and many fees after flipping our loans.  We shall See about that later during discovery.   

   I believe that Marks only assisted Barry Silber as a front man who looked for the elderly who had good equity but had problems with a foreclosure.  Did Marks and Silber work as a team and structured a deal putting everything into the [deal?] that we already owned, We now believe that everything in the scam was planned from day one Marks even created a corporation for our family.  We had no idea what Marks was doing with the company and can only guess that  as a JV partner Marks took 50% and gave us 50%, Marks took complete control of everything, sold many lots we had, used the money for other purchases, took out loans without approval from our family. Were Marks and Silber having regular meeting on how to extract more from our family?

Our family was about to sell three of our waterfront lots and an investment home, that would have brought in approx $300.000.00.   Jim Marks said dont do it put it in the JV and we will do much better later with him in control.  So we trusted Marks with everything including the check book. We thought he was our friend and would managed and protect us but boy were we dead wrong.

WAS AMANDA SIGLER INVOLVED?  Was Amanda Sigler (a local real estate agent)  feeding Jim Marks our personal information? Did she assist in taking personal property for and investment and property ? We had no idea but the plan may have been set up from the very beginning to get control of everything we had.  It is clear now that because we were elderly and easily conned and we had a big target on our backs called equity.  We were steered by Mr Marks right into what I now believe was nothing more than family of Predatory Lenders.

They tricked me and my family by saying that they could rescue us from a foreclosure but all we got was more flipped loans, prepayment penalties, fees, and high interest rates.  All designed to extract equity and get control of our lives. They eventually forced us into a foreclosures, but always stood by with another big loan with additional high cost in order to get them to stop their foreclosures. I think Barry had clauses in the loan agreement that took huge attorney fees if he had to foreclose. He foreclosed and we paid him, stripping more equity from our land.   We were trapped.

SETTING THE TRAP:  We were forced to meet after hours at their LINEAR CAPITIAL offices in TAMPA to sign more rushed document that we did not really understand. Wast this a typical BAIT AND SWITCH?  or was the intent to just beat us down? I am very sure that they did not want others to see what they were doing so they had to get us in after hours. (e.s.)  We had many questions as documents are being brought to us for signing but Jim Marks was always standing right by our side saying dont worry I got your back and would never let you sign anything that would hurt you or your family. Document were changed for hours by the lawyer/ lender Barry Silber as he re-did document, was this the bait and switch?  We were taken out of the room several times and were brought back in when new doc were ready for us to sign. Please note that these two men owned one or more of the Title Company, The Real Estate Company, The Mortgage company and we thought they were the attorneys for everything including the corporation that was created for us.

We did not want to sign anything but we were up against the wall and the mortgages that they gave us were all due again. They took a years worth of payments up front that night and paid themselves many fees.  Now we had a new giant mortgage on our home that was due in one year it also had a rider that would take away all our rights to the JV that controlled all our Families properties if we didn'tt pay them back over $500.000.00 within that one year.

We told Marks that we cant pay this loan back and he said dont worry we will sell something in the JV to pay this off or refinance you or the corporation at better rates. We believed that the lawyer Silber would protect our family but we were dead wrong about that too. We now know that the lawyer involved was Mr Marks distant relative by marriage who stood to gain a great deal of money if we failed.  I believe that this man Barry Silber should be disbarred and put in jail.  We were set up to fail because after many months of Jim Marks infiltration into our family, they knew everything about us and our family and knew we had good equity to take.

SILBERS DUTY: It was Silber duty to not let this kind of thing to happen to anyone but he was after our land and equity as was Mr Marks.   Barry Silber was also part of the company that gave us one or more of the mortgages.  Before that year was up hi Barry Silber started foreclosure on our home and then said that they could not lend any more money. They got control of the land via the corporation and started to sell everything.  All our future income was now in their hands.  What is astounding is that our Mortgage on our home is now over $ 1 million dollars.  How did this happen in just 3 years

THE SUCKERS:  How did we allow some one to take all our families properties? First:  We allowed Jim Marks in because he had all the answers to many problems we had and he was saving us from a foreclosure.  We eventually trusted Jim Marks completely as a friend and business partner.  But now we see that he was clearly working his way into our family and eventually found out every aspect of our assets and liabilities so that he could make his move and set the trap.  Second:  We were not very smart with our finances. Third: We were not smart enough to see the scam because we were blinded by his promiseses and trusted him because he said he could handle everything properly.

Now we see that they were all very smart men and we were conned over and over again into trusting a family of hard money predatory lenders who had one motivation and that was to milk us of all our equity by what ever means possible.  We all feel very bad because we let this happen to our families holdings.  We believe that state and federal laws have been broken AND WE HAVE BEEN IN CONTACT WITH EVERY AGENCY POSSIBLE Including our Governor SEEKING JUSTICE.   FROM LOCAL LAW ENFORCEMENT TO THE UNITED STATES ATTORNEY GENERAL AND EVERYTHING IN BETWEEN.  WE ARE ALSO FILING COMPLANTES WITH THE FLA BAR AND OTHER AGENCYS THAT CONTROL THE LIC OF THESE MEN IN THE HOPE THAT JUSTICE WILL BE SERVED. Law enforcement and media take notice...We would like others to give their own story about these people or like kind cases. 

The KILL SHOT:  This was the last statement from Mr Marks, He strongly advised us that we should quick claim our home to his wifes relatives to avoid another foreclosure.  So Dont ever fall for someone trying to rescue you with a hand of friendship. Report Predatory lenders and Mortgage fraud abuse to everyone. Expose these people when found. 
Put them in jail if crimes have been committed I can tell all of you that this web site has helped in several ways.  Keep it going


This report was posted on Ripoff Report on 12/18/2009 10:44 AM and is a permanent record located here: http://www.ripoffreport.com/reports/americas-mortgage-bankers-llc/tampa-florida-33609/americas-mortgage-bankers-llc-affordable-funding-i-believe-these-guys-are-thugs-in-suits-541749. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

Hired new guns best in nation

AUTHOR: Ray - (U.S.A.)

Thinking about using Linear

Capital Barry Silber, Jim or Suzanne Marks or Amanda Sigler?  Check them out

first!  We have hired a new attorney ( Jeff Barnes ) who is the best nation wide

defender of home owners and he understands how to deal with people who may seek

to defraud the elderly.  Finally we have an attorney who is winning very

important cases all across this nation.  Expecting to add Amanda Sigler of

Dunnellon Florida and others to the lawsuit very soon. 
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