Report: #572880

Complaint Review: Americas Servicing Company - Wells FArgo Bank NA

  • Submitted: Sun, February 21, 2010
  • Updated: Sun, February 21, 2010
  • Reported By: Mary — BYRAM TOWNSHIP New Jersey United States of America
  • Americas Servicing Company - Wells FArgo Bank NA
    420 Montgomery Street
    San Francisco, California
    United States of America

Americas Servicing Company - Wells FArgo Bank NA Fictitious name for Wells Fargo Home Mortgage, Inc which the OCC authorized merging out of existence into Wells Fargo Bank, National Association in 2003 and CA Domestic for Profit Merged out of existe Americas Servicing Company is engaging in unalwful business acts, false claim acts, is not registered to do business as Wells Fargo & Co/MN dba Wells Fargo Bank NA San Francisco, California

Show customers why they should trust your business over your competitors...

Americas Servicing Company Customer Service

 800 842 7654

American Servicing Company Loan Servicer

Wells Fargo Home Mortgage is required by the FDCollects Act as your loan servicer any information obtained will be used for that purpose.


American Servicing Company - 800-842-7654  fraud 877-438-4338  fraud 800 447-9869


All Wells FArgo Home Mortgage storefront loans are handled by the fictitious name used for Wells FArgo Home Mortgage, Inc. which voluntarilly was merged out of existence into Wells FArgo Bank, National Association in CA.  However, Wells FArgo & Co./MN John Stumpf and Carrie Tolstedt responsible for the merger according to agreement with OCC in 2003, made sure that John Stumpf he became Chairman of the Board and Carrie became PResident of the Association but they did not process as specified by the OCC with each Secretary of State and took advantage of what was a Domestic Other Entity that is when Wells Fargo Home Mortgage, Inc. was a registered entity with the State of CA as a domestic for profit corporation Americas Servicing Company is a left over and not registere din all states and is not part of the the bank and is not categorized by the OCC is it? As Americas Servicing Company is owned by the private entity who is a financial holding company because they own 2 or more banks and with intent to take consumer properties by deception ....


Take your Wells Fargo loan number on the phone above and you will get updated information on your loans created since May 2004 with Americas Servicing Company a fictitious name....


Legally what happens to a fictitous name of an entity doing business as when that entity is merged out of existence into a bank? and that merger is not doine according to law?


What happens to all of the loan originations processed 3 business days in secret in a pyramid schme and documents presented to consumer for signature are indeed fraudulent?


Please submit to your Congressman and State Govenror with a copy to the Attorney General


your petition to redress grievances and humbly prayer for injunctive relief ... under Article I the Legislature will want to stop the unlawful business acts, false claim acts and under Article II Executive Authorty and Homeland Security the State Governor and the President of the United States of America when they realize the harm upon the nation and how Wells Fargo does not own one consumer mortgage they only do Wells FArgo Commercial Clients ....




Corporate Offices Wells Fargo
420 Montgomery Street
San Francisco, CA 94104


Recognizes 708-0152740569 1/14/2010 American Servicing Company Loan Servicer

1st recording states 7080152740569

Wells Fargo Home Mortgage is required by the FDCollects Act as your loan servicer any information obtained will be used for that purpose.


Mary Coffin   $53,000


American Servicing Company - 800-842-7654  fraud 877-438-4338  fraud 800 447-9869


Camille Minn MN This is the address placed on the mortgage contract presented by the professionals who are given the business by Wells Fargo & Co dba Wells Fargo Bank NA


(1000 Blue Gentian Rd, suite 300 MAC 9999-01N Egan MN 55121)



Mary C. Coffin

EVP Loan Servicing & Post Closing

Wells Fargo
View speaker media coverage

Mary Coffin is executive vice president of Servicing Operations and Post Closing for Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A., and one of the nation's leading providers of residential mortgages. She is also a member of the mortgage companys Executive Management Committee responsible for defining and executing against the companys strategic direction.

Coffin leads loan servicing operations for more than 9 million customers. She oversees Wells Fargo Home Mortgages eight national customer service centers, statement and payment processing, default management, sales and acquisitions, Wells Fargo Real Estate Tax Services, escrow and insurance operations. She also oversees the Servicing Transition and Integration Group which includes post closing and business architecture design. These operations support all production channels and growth through acquisitions, end-to-end analysis for customer process redesign, and our customer cultivation and retention programs.

Coffin joined Wells Fargo Home Mortgage in 1998, bringing with her 15 years of experience in the service industry. Prior to joining Wells Fargo, Coffin was most recently with Centrobe-EDS, a direct marketing fulfillment services company located in Des Moines, Iowa. She held a variety of progressive leadership positions including general manager, client relations, director of finance and business planning.
Beyond business planning and financial accounting, her experience includes strategic planning, profit and loss management, marketing and building customer loyalty and retention programs. With a bachelor's degree in accounting from the University of Northern Iowa, Coffin is also a certified public accountant and a certified managerial accountant.

With a focus on childhood development and public service, Coffin is a member of the board of directors for Grand View College and serves on the board of directors for Youth Homes of Mid-America, a private, non-profit childrens and family social service agency.  She is active in the United Way Womens Leadership Connection which emphasizes the importance of early childhood development.  She also serves on the Finance Committee for her church, Sacred Heart.    

Defining Bills of Attainder

by Thomas M. Saunders
Bill Of Attainder Project

In 1986 I happened upon a phrase in the Constitution, in Article 1, Section 9, Paragraph 3, which stated, "No Bill Of Attainder or Ex-post Facto Law, shall be passed." I was reasonably secure I knew what an ex-post facto law was, but I had no idea what a bill of attainder was. I am a Certified Linguist, and the prospects that came about from finding out what a bill of attainder really is, have led me into 1997, as the director of a program which is associated with Libertarians and others called the Bill Of Attainder Project.

As I stated I am a Certified Linguist. Linguists write your encyclopedias, dictionaries, and different texts which define things. They do a lot more but one of the fundamental things they do is define things. Linguists are usually very pleasant, cerebral people who really enjoy studying the aspects of language. They are scientists, and do what scientists do - they measure things.

For the linguist as well as the scientist if they need to know if something is a yard long, it is put to the test of 36 inches, and three feet, and however many other measurement instruments and scales "is" as needed to safely establish the yard. Proving what a bill of attainder really is, was as simple as holding up a yardstick. The yardstick is a little different than the thirty-six inch kind, but very simple. It works along the lines of, "If it looks like a duck, walks like a duck, quacks like a duck".....that simple, you define the "thing" by describing its essential parts. The law does not do this. There is no complete applicable definition of bill of attainder in the law. Americans deserve to have "Bill Of Attainder" defined into the law, in a way that actually protects their rights, and will not let the legal community and the legislature use the law to plunder.

To establish what a bill of attainder really is requires a trip to the local public library. You saunter in and you start looking up bill of attainder, and attainder in every dictionary, and encyclopedia you can lay your hands on. I picked a very small library, and with good reason.* I'd still be at some of them heaping up definitions and descriptions to this day. All you need to establish a definition is enough sources of your target "thing" to give it a complete picture. It is simple comparative analysis of establishing the basic elements of which your target "thing" is composed. Line up your collection of definitions and sources to see what they have in common. What my collection of definitions told me a bill of attainder was: "A Bill Of Attainder" is a law, or legal device used to outlaw people, suspend their civil rights, confiscate their property, or put them to death, or punish them without a trial. Nothing anyone has sent me has changed any of the definition I have put forth.

I contend the original intent of the bill of attainder mandates were to prevent laws that punish without trial, suspend civil liberties, and confiscate property. The doctrine of "pains and penalties" is included as just as much a bill of attainder as any other part of the mandate. A punishment less than death without a trial is considered to be a bill of pains and paenalties. A bill of attainder is more than one thing and they are almost different things. This is why the elements of what a bill of attainder is, must be included in the law to understand the entirety of the phrase bill of attainder. The continuity of the Constitution has been weakened without this information included in the law. It is certain that the original intention of the Constitution was to protect people from the tyranny Americans had just suffered from the British Empire. Today's asset forfeiture is almost the exact tyranny as Americans fought against in the Revolutionary War, and almost all the other wars we have fought. Without bill of attainder defined in the law, the law can ignore the rights Americans are supposed to have. That is what has happened.

The definitions that exist in the law, the U.S.C. ( United States Code) are statements or precedents which are confusing, incomplete, and do not reflect all the rights the mandates were meant to insure. They come from single unrelated cases. They may have even served to detract from the rights the mandates were meant preserve because they only reflect portions of what a bill of attainder actually is. U.S. v. Brown (1965), U.S. v. Lovett (1946) , and re: Yung See Hee (1888) all qualify the doctrine of pains and penalties as punishment without trial, and inclusive as a bill of attainder. The only statement in the U.S.C. that reflects most of the original intention of the mandates is from Cummings v. Missouri (1867). It states, "A bill of attainder, is a legislative act which inflicts punishment without judicial trial and includes any legislative act which takes away the life, liberty or property of a particular named or easily ascertainable person or group of persons because the legislature thinks them guilty of conduct which deserves punishment."

The preservation of a group or individual's protection of life liberty and property have fallen by the wayside in American law. Any prosecutor that waves the case, Calero-Toledo in front a judge takes any property he wants, and in some cases without a trial. It has also been ruled in U.S. v Ursery, that it is not a violation of the Double Jeopardy Clause to pursue both criminal and civil punishment in cases arising from the same offense. Further, the Court has allowed the confiscation of property from "innocent owners" without due process.* So much for "any" legislative act, so much for "any" protection at all from the bill of attainder mandates. No matter what relevance the mandates had in our past without the protection from bills of attainder in our law we have been robbed of the civil rights the Constitution was meant to preserve.

It is not the purpose of the Bill Of Attainder Project to raise some long lost Phoenix out of the ashes of our judicial system. The fact is that "goose" has long been cooked. We need a new and fresh start to restore our rights. Bills of attainder need to be defined so the essential elements, and the rights they reflect, are understood by everyone. If the Court has to rule on a case which is suspect of plundering life, liberty, or property, the fact that the law is a bill of attainder, will not go unchallenged if the law is put in place so as to preserve our rights. The Court is a lost cause for establishing these rights, it must be done with legislation.

All of the mentioned properties in our definition of bill of attainder will stay the same if you pile on the research from all the libraries in the nation. The same goes if you want to pile case law on top of that. Pile up all the bill of attainder references you can get your hands on, from history, government and political science, start a class project, create a fire hazard. Your outcome of comparative analysis will be that outlawing, suspension of civil rights, confiscation of property, and punishment without a trial, are the primary elements of bills of attainder. The troubling thing about this discovery is that the current government denies Americans all the rights they are supposed to have to be protected from bills of attainder. We have a Supreme Court that believes it is perfectly all right to let the government plunder the life, liberty, or property of anyone alleged or (outlawed). The growing number of offenses used to take property, and suspend civil rights, numbers over 200 in the federal camp.

Experts are warning Americans that this country's asset forfeiture programs are starting to cause the same social stresses as seen in the days of the Inquisition.* This was never intended to happen in the United States, the government was never supposed to have the right to steal (confiscate) property, or suspend civil liberties. The Fifth Amendment clearly states, "No property shall be confiscated."

It is an absolute fact that the government has enforced the confiscation of property for over 200 years. It is an effect of the practice of outlawing that has prompted the government to enforce these bills of attainder. Some segments of American society have been dedicated to seeing to it that different ethnic groups, especially Native Americans, Irish, African Americans, and others have been suppressed, repressed, and oppressed. It has not always been within the public sympathy to see to it that there are enforced mechanisms in the law to make sure there is equality.

With a major part of the American population dedicated to inequality, and special interests, the advancement of the bill of attainder mandates were put on the sidelines and ignored. America may be evolved enough today to start demanding the rights they are entitled to have. They must understand what their rights are, and in this case what they were meant to be. The Civil Rights Act of 1964 may have made us equal only to the point that we can be equally plundered.

One of the specifics given in many sources about bills of attainder states that a bill of attainder can be administered by verdict. A verdict is rendered in a trial, so the relevance of trial does not negate an action as a bill of attainder. The Congress has no right to pass a bill of attainder; they do it anyway. The courts and police administer them. As long as the courts, congress, and the public condone the confiscation of property or the suspension of civil rights as a fit punishment, American civil liberties are lost. Americans do not realize they give up the essence of their power as a people by giving up their right to private property. That is what has happened and we are starting to see the drastic consequences.

All the provisions in the Constitution that were meant to preserve the right of private property over the right of the government to take property have been abused to the point that there is no protection for private property. The evidence that this was never meant to be is overwhelming. Starting with a quote from Samuel Adams, "Now what liberty is this when property can be taken without permission." Some case law exists that reflects this idea. Cases like, U.S. v Brown, U.S. v Lovett, and Nixon v. U.S., all state the government does not have the right to confiscate property. One can wonder if the opposition in the Nixon case had waved Calero-Toledo in front of the Judge, would President Nixon have lost his rights to private property? Why did "Tricky d**k" get his rights to private property, while the rest of us are plagued with a court and a justice system that can take whatever they have an inclination to? What is worse is how they can justify plundering our life, liberty, and property.

One of the biggest criticisms of the asset forfeiture plague is the use of "personification" to confiscate property. Personification is the idea that things or objects posses the free will and capacity to commit crimes. It is an idea deeply rooted in the practice of witchcraft, the occult, and devil worship. Objects are supposed to get that kind of power from the devil, or a curse. I find it appalling that the Christian community, for the most part, condones this practice by the courts of declaring "things" capable of the free will to commit crimes. I want to hear a car, boat, or house walk in, sit down on the witness stand and testify like "Mr. Ed" the horse, before I will concede that this practice is anything but an evil ploy to steal property. The idea that the American social fabric is suffering from the same social stress as caused in the Inquisition is no exaggeration. The courts are using some of the same terrorist tools as used by Inquisitioners. This was never meant to happen in America. The bill of attainder mandates were meant to keep the horrors of this kind of law from being practiced.

Americans must demand their right to be protected from laws that plunder our lives, liberty, and property. This can be accomplished by demanding that bills of attainder be defined to protect American civil liberties. It is time to define our rights so they cannot be ignored, or abused. Until the basic elements of what a bill of attainder is becomes defined in our law, the legislatures, the courts, and the police will continue to violate the American rights the Constitution was supposed to provide. Perhaps we as a people need to understand the warning given by James Madison when he stated, "Do not seperate text from historical background. If you do, you will have perverted and subverted the Constitution, which can only end in a distorted, bastardized form of illegitimate government."


  1. Article 1. Sec. (9), and (10), U.S. Constitution.
  2. U.S. Commission On Civil Rights CC#93-1-1037
  3. U.S. v. Brown, (1965) 85 S Ct.1707, U.S. 437 (see also) Communist Party of U.S. v. Subversive Activities Control Board (1961)
  4. U.S. v. Lovett (1946)
  5. re: Yung See Hee, (1888) 36 F. 437
  6. Cummings v. Missouri (1867) 71 U.S. 277, 323
  7. Calero-Toledo v. pearson Yaught, (1974) 416 U.S. L 2d 452
  8. Bennis v. Michigan (1996)
  9. F.E.A.R. Chronicles, Vol. 3, No.3, p. 11.
  10. Nixon v. U.S. (1992) 978 F. 2d 1269

For more information: The Bill Of Attainder Project, , P.O.Box 584, Colbert, OK 74733.






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