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Report: #429823

Complaint Review: AmeriCredit - West Chester Pennsylvania

  • Submitted:
  • Updated:
  • Reported By: west chester Pennsylvania
  • Author Confirmed What's this?
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  • AmeriCredit 495 Lynetree West Chester, Pennsylvania U.S.A.

AmeriCredit Finance Company Ripoff West Chester Pennsylvania

*Consumer Suggestion: Looks about right.

*Consumer Suggestion: you have no basis for a lawsuit

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I purchased my car in September 08 I noticed that I paid 5 months of payments but my amount is barely moving. The total purchased price was 21,100 and I noticed today that my my current balance is 20,000. I am very irate the moment I can refinance my car I will. If my balance doesnt start to go down before I am able to refinance AmeriCredit will have a law suit. If their is anyone else that would like to be involved please do not hesitate to contact me. (((email redacted))) AmeriCredit is wrong for what they are doing it is hard enough to pay things these days but it makes it even harder when a company is wripping you off.

New buyers beware !!!!!!

Monica
west chester, Pennsylvania
U.S.A.

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This report was posted on Ripoff Report on 03/02/2009 09:11 AM and is a permanent record located here: https://www.ripoffreport.com/reports/americredit/west-chester-pennsylvania-19380/americredit-finance-company-ripoff-west-chester-pennsylvania-429823. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#2 Consumer Suggestion

Looks about right.

AUTHOR: Nikki - (U.S.A.)

POSTED: Monday, March 02, 2009

Hope this helps. Go online and find an amortization calculator. Plug in your loan amt, rate, months and have it calculate your payment. There should be a box to click to view a spreadsheet. Click that and view. You will see approximately where you should stand after 5 months of payment. Plus, you can see how loans work.

Since your auto loan is probably a simple interest loan, the numbers will vary if you make any payments early, or late, or really late, or more than owed, etc.

At least you can see a general idea of how most loans work.

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#1 Consumer Suggestion

you have no basis for a lawsuit

AUTHOR: D K - (U.S.A.)

POSTED: Monday, March 02, 2009

For the first few years of any auto loan most of your payment goes to the interest, most people know that. If you did not understand how your loan would work, you should have asked questions. You have absolutely NO basis for a law suit. YOUR finance rate was based on YOUR credit. The worse the credit, the more you are going to pay in finance fees.

Next time make sure you read and understand a contract before signing it.

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