Complaint Review: Ameriloan - Miami Oklahoma
- Ameriloan 3531 P Street Miami, Oklahoma U.S.A.
- Phone: 800-535-8918
- Web:
- Category: Cruises
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I too was taken by Ameriloan. I took out a loan with them July 07, and was never contacted via e-mail or any other way about my payment options, as other places do. I received my bank statement in August, and noticed several transactions made by Ameriloan debiting my account every two weeks. I did get to contact someone about this via e-mail, as I didn't have a number they would answer, and they told me I should have read my contract, as I needed to contact them 3 days prior to my due date to let them know how to proceed. Since they make up their own due date, it is hard to call them 3 days prior. I explained to them I wanted to pay my account in full, but since they had taken out money without my authorization, I would pay the balance owed and call it even. After that my account has been debited even more, 2 payments coming out the same day,
and every 2 weeks 2 payments the same day at that. I spoke to some rude jerk, well several rude jerks, and got no where. I kept e-mailing and wouldn't get any response, until I put a stop payment on their 2 withdrawals to my account, then I heard from them. I am going to talk to my bank to see what I can do, and if needed, I am closing that account and going to a different bank. I have learned a valuable lesson, and an expensive lesson. I wish there was something that could be done about people like this that take advantage of people like us. If we didn't need the extra money, we wouldn't have applied for it, then people like that take money we don't have. I am just furious over this.
Cindy
Dry Ridge, Kentucky
U.S.A.
This report was posted on Ripoff Report on 11/07/2007 03:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ameriloan/miami-oklahoma-74355/ameriloan-milking-me-dry-miami-oklahoma-283548. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Author of original report
Still Trying...
AUTHOR: Cindy - (U.S.A.)
SUBMITTED: Tuesday, January 22, 2008
I went to my bank and signed all the papers to dispute the money they had taken out of my account, plus the money I had to spend for stop payments, and they awarded me back almost $500. Now, in the last few weeks, they are contacting me again and saying I owe them $395. I explained to them that I won a dispute with them and that they paid back the money, and they are telling me it must be another Ameriloan, it wasn't them, then they turn around and tell me that the check they tried to send thru for $225 was returned. Now if it isn't the same company, how the heck did they know that??? I have asked them for a payment history, and guess what, they can't give me one, they tell me to look at my bank statement. I am not that stupid, I know how much they are taking from my account, but everyone you talk to tells you the same thing, look at your bank statement. You must have to be real intelligent to work there!!! They continue to call me everyday, with a 000-000-0000 for their phone number, intelligent also, how the heck are you supposed to get back with them??? I have closed my bank account, and will just ignore them, and if they persist, will, this time, take legal action...
#4 Author of original report
Still Trying...
AUTHOR: Cindy - (U.S.A.)
SUBMITTED: Tuesday, January 22, 2008
I went to my bank and signed all the papers to dispute the money they had taken out of my account, plus the money I had to spend for stop payments, and they awarded me back almost $500. Now, in the last few weeks, they are contacting me again and saying I owe them $395. I explained to them that I won a dispute with them and that they paid back the money, and they are telling me it must be another Ameriloan, it wasn't them, then they turn around and tell me that the check they tried to send thru for $225 was returned. Now if it isn't the same company, how the heck did they know that??? I have asked them for a payment history, and guess what, they can't give me one, they tell me to look at my bank statement. I am not that stupid, I know how much they are taking from my account, but everyone you talk to tells you the same thing, look at your bank statement. You must have to be real intelligent to work there!!! They continue to call me everyday, with a 000-000-0000 for their phone number, intelligent also, how the heck are you supposed to get back with them??? I have closed my bank account, and will just ignore them, and if they persist, will, this time, take legal action...
#3 Author of original report
Still Trying...
AUTHOR: Cindy - (U.S.A.)
SUBMITTED: Tuesday, January 22, 2008
I went to my bank and signed all the papers to dispute the money they had taken out of my account, plus the money I had to spend for stop payments, and they awarded me back almost $500. Now, in the last few weeks, they are contacting me again and saying I owe them $395. I explained to them that I won a dispute with them and that they paid back the money, and they are telling me it must be another Ameriloan, it wasn't them, then they turn around and tell me that the check they tried to send thru for $225 was returned. Now if it isn't the same company, how the heck did they know that??? I have asked them for a payment history, and guess what, they can't give me one, they tell me to look at my bank statement. I am not that stupid, I know how much they are taking from my account, but everyone you talk to tells you the same thing, look at your bank statement. You must have to be real intelligent to work there!!! They continue to call me everyday, with a 000-000-0000 for their phone number, intelligent also, how the heck are you supposed to get back with them??? I have closed my bank account, and will just ignore them, and if they persist, will, this time, take legal action...
#2 Consumer Suggestion
Ameriloan- Suggestion
AUTHOR: Carmen - (U.S.A.)
SUBMITTED: Monday, November 19, 2007
You can file a formal complaint with the Office of Financial Regulation Bureau of Financial Investigations. I do know that they are under investigation for not having a License to do business in FL.
#1 Author of original report
Gotten Again
AUTHOR: Cindy - (U.S.A.)
SUBMITTED: Monday, November 19, 2007
I called my bank and was in the process of filing disputes, had my letter written and documents I needed, and the day before I got there, they sent a check, not an ach, but a check thru my bank for $225, they have now taken over $800 out of my account, unauthorized for a $200 loan. My bank is working on the dispute now, trying to retrieve some of the money.
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