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Report: #464709

Complaint Review: Amerisave - Internet Nationwide

  • Submitted:
  • Updated:
  • Reported By: albuquerque New Mexico
  • Author Confirmed What's this?
  • Why?
  • Amerisave amerisave.com Nationwide U.S.A.

Amerisave what a ripoff!! Internet

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I have excellent credit and make 6 figures a year. I wanted to refinance my 5.5% home mortgage to a lower rate. My house tax wise was apraised at $214,000 and I only needed to finance $144,000. Of course, I was promised a lower rate, however the problem appears to be I work contract and have for years. When amerisave found this out, they sent an appraisal from an out of town firm who stated my house was only worth $144,000. Of course that means i would have to buy down the loan and put more down. The comps used were of course so out of line....it was so blatant that they were not interested in refinancing and threw up all kinds of road blocks. I dont expect something for nothing and it only cost me the apraisal. I used the apraisal to lower my property tax to $191,000. However even the tax office said the comps were off.

Stay clear of this company. When you have a credit score of 780, make six figures and have $100,000 worth of equity, and still cant get a loan something is wrong!!
By the way I went to xxxxloans(((REDACTAED))) and got my refinace. Their apraisal came out at $214,000. Guess I wont show that one to the tax office!!

Financially secure
albuquerque, New Mexico
U.S.A.
sorry, allowing you to give a competitors name would instigate others to just file against their competition, to only come back later to suggest their company your comments on this policy are welcome! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 06/24/2009 06:51 PM and is a permanent record located here: https://www.ripoffreport.com/reports/amerisave/nationwide/amerisave-what-a-ripoff-internet-464709. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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