Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #215114

Complaint Review: Ameritrust Financial - Charlotte North Carolina

  • Submitted:
  • Updated:
  • Reported By: youngstown Ohio
  • Author Confirmed What's this?
  • Why?
  • Ameritrust Financial 14045 Ballantyne Corporate Place Suite 101 Charlotte, North Carolina U.S.A.

Ameritrust Financial ripoff, they stole money from my checking account Charlotte North Carolina

*UPDATE Employee: You have the wrong Ameritrust

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

they call me for a credit card offer and they ask me for my checking account to verified my information and they took money from my account and they never send me the credit card

alberto
youngstown, Ohio
U.S.A.
EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

This report was posted on Ripoff Report on 10/10/2006 05:17 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ameritrust-financial/charlotte-north-carolina-28227/ameritrust-financial-ripoff-they-stole-money-from-my-checking-account-charlotte-north-car-215114. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 UPDATE Employee

You have the wrong Ameritrust

AUTHOR: Michelle - (U.S.A.)

POSTED: Tuesday, December 05, 2006

You have the wrong Ameritrust. Ameritrust Financial is out of Florida. We are Ameritrust Mortgage out of Charlotte, NC. We continually get information that consumers are blaming Ameritrust Mortgage for this scam. We have already contacted the Better Business Bureau and the Attorney General in the State of Florida. Because Ameritrust Financial is not ripping us off, they won't investigate. They have instructed Ameritrust Mortgage to have any consumer that has been ripped off by Ameritrust Financial to contact the BBB and the Attorney General and file a complaint. Once numerous complaints have been received, they will investigate and do something. Please call and complain. We are very upset that our name is being associated with this scam artist company. Please know that Ameritrust Mortgage in Charlotte, NC is a mortgage company and does not extend credit for any credit card. We are strictly a lending company for mortgages. We never take money out of bank accounts. Please forward this information on to anyone that has been victimized by Ameritrust Financial out of Florida. Thank you!

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now