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Report: #1367825

Complaint Review: Amscot - Bradenton Florida

  • Submitted:
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  • Reported By: Matthew — Bradenton Florida USA
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  • Amscot 1416 51st Ave E, Bradenton, Florida USA

Amscot Amscot refused to not only cash my personal check. Bradenton Florida

*Consumer Comment: Something doesn't make sense.

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 So I went to Amscot on a Monday to cash a personal check given to me by my elderly neighbor for helping him move his stuff since he was heading back up north since winter is over. I helped him on Friday, Saturday and Sunday and since he doesn't carry cash he asked if he could write me a check which knowing he was good for it I accepted it. He proceeded yo write me checks for everyday I worked totalling 3. So Monday I go in and cash the 1st check for $100 no problem. Well Wednesday comes and I cash the next check for $50 again no problem, then Thursday comes and I go to cash the last one which was again $100 and they tell me that they have to wait for the other 2 to clear which is no problem and they say it'll take 3 days to clear. So Monday comes again and I go to cash it and they ask me what did they tell me last time I tried like they wanted to keep up the same lie. So they say again the checks haven't cleared yet and I said I talked to my neighbor and he said they cleared in his bank and they state it can take 7 days for them to see them get cleared. Then they ask for my neighbors number which I have but now I am starting to think they think I stole his checks and are committing fraud or something.

So I wait another 3 days which is now a total of 8 days since I tried and I explain to the teller that I tried twice to cash this check and I keep getting excuses of why they can't cash it so they go through the whole routine of scanning the check and calling up some number and to my shock they hand me back the check and tell me they wont cash it and to get paid another way. Now I'm pissed because I know the check is valid and he has the funds and for them to tell me get paid some other way makes me feel like we won't honor your payment so your s**t outta luck. Now I don't have a car and the only reason I went to Amscot was because they are in walking distance otherwise their 10% fee for cashing my check wouldn't fly. So I made the 3 mile walk to my neighbors bank and they cashed it no problem. What really made me feel like a thief was that I don't know if they can do this but I tried to cash the check at Check N Go and it was declined I think Amscot flagged my check as Fraud. The thing I don't understand is they asked for my neighbors phone number and never called him which if they did they would have known that everything was on the up and up. None the less I'll never go to Amscot again after treating me like a common Criminal they can go to hell.

This report was posted on Ripoff Report on 04/14/2017 10:51 PM and is a permanent record located here: https://www.ripoffreport.com/reports/amscot/bradenton-florida-34203/amscot-amscot-refused-to-not-only-cash-my-personal-check-bradenton-florida-1367825. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Something doesn't make sense.

AUTHOR: Robert - (USA)

POSTED: Saturday, April 15, 2017

You worked for 3 consecutive days..Friday, Saturday, Sunday.  You go on Monday to Cash the "First" check.

Why didn't you cash ALL the checks on Monday, or perhaps more importantly why didn't your neighboor give you a single check for $250?

Seems like you are leaving out a few things because going every few days to cash checks from the same source is not normal and actually would be suspicious.

This is a company that is taking a "risk" on the hopes that the check you give them is valid.  They are basically into you for $150 and before they took any more risk they wanted to make sure that the other checks were good.  If they want to wait 7 days or 70 days it is totally up to them.

As for calling your neighboor and just what proof do they have that it is in fact your neighboor and your neighboor is going to tell them the truth about money being in the account.  Not saying there wasn't...but why would they believe someone who is basically a total stranger to them? 


One final thing..contrary to the title of your report this wasn't YOUR personal check.  It was a personal check of your neighbor that you were trying to cash.

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