Andrew Marancik - Providian Credit Hello Mr / Mrs XXX you are being sued for a delinquent debt by XXX credit card.... Houston Texas

I previously, promptly jumped on what I invesyigated on and QUICKLY discovered after investigation was a SCAM.I, in a former and relatively recent rip-off reprt described how the attorneys office of Andrew Marancik had a Mr Jay Rosborough contact me through a VERY old residence in which I have not lived since 2001. (It was my grandmothers residence - I used to drive trucks long-haul and would stop in at her house for a few days at a time).
Since that time, in 2001, I have gotten married and, I have a new last name. I also had an unfortunate travesty in 2007 leaving me in a coma and with a paralyzed limb. I was in the hospital nearly 5 months and, I contacted my creditors as I was cognitive enough to do so and make payment arrangements. I explained that I was unable to resume employment for physical and cognitive reasons. ALL of my credidors were willing and happy to work with me.
When I was contacted by the Marancik office through my grandmother, this Jay Rosborough lefta a message that there was an "incident". I was concerned so, I called back immediately. They were NOT aware of my last name change- which was nearing two + years at this time. I thought this to be strange. When I called back the third time, I was unable to reach Mr Rosborough but instead spoke with a Ms Hanks. A Beligerant woman. I emoahasize Unproffessional in every sense of the word. When I called back again to make payment arrangements, a young woman answered and had NO CLUE as to whom I wastrying to reach and then she said "oh... you want the lawyer people next door ha??" She was a very young "girl". Also a strange situation.
Finally in speaking with the ever classy Ms Hanks, I made payment arrangements that went from one amount to another. Hmmm?! Yet another very strange situation. I thout that since I was able to make two large arrangements they were able to waive some of the fees? Or at least thats what they WANT YOU TO THINK.
About a week later, I got time between college and surgery and all of the other entities in life to actually be responsible and go online to look up the legitimacy of Andrew Marancik Attorney at law and guess what? There is NOTHING to be found regarding his business to be found that looks GOOD. I did find that This Mr Marancik has allegedly operated in several states with a plethora of complaints and like scams.
The internet is a funny thing. EVRYTHING IS ON THE INTERNET! So, to further my suspicion, I called once again to "the office" and requested LEGAL DOCUMENTATION regarding my account including but not limited to everything and all payments and fees from providian in legal form and on legal paperwork with legal signatures from attorney Andrew Marancik and I want it NOTORIZED. i THEN RECIEVED THE FOLOWING EMAIL:

Here is the letter that you requested.

Thanks

Cindy Lopez
Administrative Assistant
Law Offices of Andrew Marancik PC
6100 Corporate Dr. Suite 460
Houston, Texas 77036
Toll Free: 866-846-4491
Local Direct 281-657-7250
Email clopez@hpricelawfirm.com

HA HA HAAA!! wow- I dont know about you but this certainly doesnt look like a legal, certified, on legal paper with legal signatures and notarized document to me- does it look like this to you? I didnt think so.
So, to push on, when the amount agreed upon that was supposed to be debited from my account was taken and, I checked y account.... They took MORE than the amount agrred upon AND, they wrote a PAPER CHECK against my acount which, if you know any banking legalities is HIGHKY ILLEGAL. Furthernore, when my banker ran a copy of the check, it had my personal account (as if I had written a personal check to them) AND, it had NO NAME as to whom it was written to AND NO account number to the account it was deposited into NOR a bank in which it was received or deposited into. Furthermore, there was NO NAME of a person or business of receipt- as in there was no "receipt" to "providian" who was allegedly suing me.
So, Im thinking that Mr Marancik and his crew are themselves on illegal strike 4,5 and 6 right there or something like that? Isnt that bad ettiquette for an attorney? Oh yeah, did I mention Ms Hanks Called me and DEMANDED I return her call ON CHRISTMAS EVE! Since when do attorneys and their staff work Christams eve? No wonder she's such a beligerant woman.

Integrity
Moses Lake, Washington
U.S.A.

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