• Report: #365581
Complaint Review:


  • Submitted: Thu, August 21, 2008
  • Updated: Thu, August 21, 2008

  • Reported By:Lincoln Nebraska


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What a rip off. when I made payments on time on line they not only doubled charged the fee, but, also charged late payment fee and with that and the fees each month I was also overlimt after the frist 6months I tried to resolve this and never got any where, I proved payment were never late, and was always at least $10.00 over minium payment. But, they told me there records showed something completly differnt. I quit paying completly after that, and the account has been with 4 differnt collection agencies in the past 4 months and everytime I hear from the collection company I sent them every piece of mail , email faxes that have been going on between Applied bank and myself, And I hear nothing from the collection agency again or at least not the same one. I have filed a dispute on my credit report and added my reason for not paying to each (3) REPORTS that applied has put on my report. I dont think the dispute does any good because all I ever see is the report saying verfied.
The last dispute I requested proof of debt. Will see what I get from that. Its been 22 days so far and no response. only 8 more days before it has to be removed for no response from creditor. Hopefully They won't respond and I can have it removed. But, I am not paying them another dime until they remove the wrongful charges.

Lincoln, Nebraska

This report was posted on Ripoff Report on 08/21/2008 06:45 PM and is a permanent record located here: http://www.ripoffreport.com/reports/applied-bank/willmington-delaware/applied-bank-applied-visa-willmington-delaware-365581. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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