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Report: #1398492

Complaint Review: ARA, Inc. - Elmhurst Illinois

  • Submitted:
  • Updated:
  • Reported By: Bambina — Lansing Michigan USA
  • Author Confirmed What's this?
  • Why?
  • ARA, Inc. Elmhurst, Illinois USA

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We are getting collection calls for a credit card (Discover)that my husband supposedly opened on June 17, 2001. They are threatening to lock up our bank accounts to collect the money. He has not had a Discover card since 1991 which was a part of his bankruptcy. I ran a credit check on him today and there is no Discover card listed. There are 2 companies that ran credit checks recently that we don't know and should not have been run (8/17/17 & 8/20/17). The calls are from different numbers here's the list with date and time according to the caller ID on 609-300-2304

the phone:

9/1  11:48 am 

630-528-1070

9/1  8:54 am  

630-528-2192

9/5  9:45 am 

9/7  9:27 am

9/7  10:05 am

630-796-4204

9/7  11:16 am

9/7  11:55 am

All phone numbers were checked with whitepages.com and come back as scam or fraud or suspected spam. The call back number that was given to me is 888-686-9475 ext. 3082. The phone is answered "ARA how may I direct your call?". We have not sent them any money.

This report was posted on Ripoff Report on 09/07/2017 01:22 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ara-inc/elmhurst-illinois/ara-inc-debt-collector-elmhurst-illinois-1398492. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Consumer Comment

Make sure you notify the collector that the debt was included in a Bk

AUTHOR: FloridaNative - (USA)

POSTED: Tuesday, September 19, 2017

It sounds like zombie debt that may or may not even exist. Certainly it was discharged in your husbands Bk if there was a balance. If they contact you again, make sure you mention that and keep records. If they continue to harass you, you can sue them for trying to collect on a discharged debt. That should get them off your back. Some of these collection agencies just go too far....Also report them to the CFPB and the FTC. 

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