Arize Financial Group Reliant Home Arize Financial another foreclosure scam out of Kansas , Internet

Arize Financial is another Foreclosure/Mortgage scam that preys on people who are behind on their mortgage or facing foreclosure.
In February 2011, we received solicitation in the mail from Arize Financial Group claiming they would assist us with a loan modification with our current lender. They claim they have attorneys working with them that will perform a "legal audit" of your existing loan to find any lending violations. They claim they will use this information throughout a mitigation process with your lender to assist you in rewriting your mortgage with a lower principal balance and lower rate. They also claim a %100 money back guarantee as well as a 90% success rate at helping other homeowners stay out of foreclosure. We signed a contract that required 3 automatic debits from our checking account in the amount of $996.00 in order for them to perform the audit and begin the process. Since we paid the three consecutive payments and defaulted on our mortgage (as per their instruction) the communication began to rapidly decline from Arize. We would call several times a day and the phone would be in voicemail. Several times, their website was down as well. We are now in even greater financial hardship and distress with our lender. Looking through the warning signs posted on the Federal Trade Commission Website, Arize meets several of the "red flags" for foreclosure scams/frauds. As of today, we have not heard from "RUBY PRICE" our mitigation specialist in days even though she knew our lender would begin foreclosure process on Thursday, July 14, 2011. Additionally, when we call to speak with Derrick Moszer the sales rep who originally sold us on this service, he is never available to speak.. Follow up emails which I have saved to both representatives of this company continue to go unanswered despite my desperate pleas for assistance and legal advice. As of today, the toll free number says Arize is no longer taking new clients and if you want to speak about an existing case, you should dial *1*. When you hit number 1, you are disconnected completely. Research shows they do not even carry a license to modify loans. Arize also goes under the name "Reliant Home".

Ruby Price, my mitigation specialist, is obviously working out of her home pretending she has access to legal counsel while she is manipulating innocent people into losing their homes to foreclosure. This shows the immoral character of this person. Her name is probably not even Ruby Price. I only hope that this investigation puts a stop to this fraud/scam so that other consumers do not lose so much money at a time when they could be using it to pay late charges on their mortgage. 

I am so sad and ashamed that my husband and I, both from NJ, could fall for such a scam that came in our mailbox in February. I have filed a fraud complaint with my bank, the BBB of Kansas City, the BBB of NJ,  as well as with the Banking Commissioner of NJ.