Asset Acceptance LLC bloodsucking ripoff on unsecured providian credit card Brandon Florida

I am in the same situation. I had a Providan Credit card. My husband was put in the hospital with a blood clot to the lung about 8 years ago. I lost my job and we went on welfare. I couldn't pay the bill. I couldn't hire a lawyer to file bankruptcy. Needless to say I received a paper in the mail from the local courts in my area said that asset acceptance took me to court.

I received a letter and a payment slip that said inclose copies of your paycheck stubs and we will stop the garnishment. I sent them what they asked for along with a payment.

When they garnished my wages I called them and they said that they received my check but not the paystubs (when I sent them in the same envelope).

I argued with her for an hour. She said for me to fax her copies, so I did. She calls me back and said that they need so much money per month to stop.

Well that amount equaled 1 whole paycheck per month for me.. This all happened within the last 2 months. This debt is over 8 years old. I for one thought it was againt the law to collect or put this on someones credit after 7, but it is happening.

Now that my husband is back to work we have enough money to file bankruptcy. That is the only option to do, to have them stop garnishing my wages. Best luck to all of you!

I am going throught the same situation and I go to court on 6/28/2005. Can someone help. I also live in FL.