ASSOCIATED RECOVERY SYSTEM Division of National Debt Settlement rose perry I recieved an email from Associated Recovery System's stating that I owed them money from a cash advance company that I never borrowed from.They said they are going to file a lawsuit if I do not pay them 786.00 and contact my employer, garnish wages ect. I never borrowed any money from them! New York New York

I recieved an email from a company calledAssociated Recovery Systems, A Division of National Debt Service stating that they are going to file legal proceddings for non payment of a cash advance to CashAdance Inc. I never borrowed money from them. The email said I owed them 786.00 and if I did not pay it they were registeing the case in court and emailing my employer to conficate my wages. 

I am not sure what this is all about, but I was scammed last year when I was looking at a pay day loan and the company was a frued. Someone was pretending to be a real lender and said in order to get the money I had to go purchase a $125.00 card for an application fee at Walgreens and send to them without letting the cashier hear me tell them the code on the back of the card. At that moment, I new something was not right. They orginally told me once they had the money my loan would be available.

He kept me on hold and then came back on the phone and said I needed to talk to his boss, that now I did not qualify because of my credit after he guranteed me that it was approved. I never sgned anything, but he started laughing and said I was responsible for anyway. I asked for my $125.00 back, but of course he  refused to give it back. However, he said I would still be responsible to pay for the loan and if I didn't they would file a lawsuit. How in the world could I be responsible for something I never recieved!!

I think the email has something to do with this scam. The email is signed by a Mark S.Brown,Senior Investigation Officer(Department -Law & Enforcement) National Debt Relief, 11 Broadway, NY, NY-10004, US and after searching for the address it comes up as a debt relief company.