Report: #1085740

Complaint Review: Assurant Health

  • Submitted: Thu, September 19, 2013
  • Updated: Thu, September 19, 2013
  • Reported By: Teresa Feels Stupid — Myersville Maryland
  • Assurant Health
    PO Box 624, Milwaukee, WI 53201
    Milwaukee,, Wisconsin
    USA

Assurant Health Set cash amounts are a fraction of real cost Milwaukee, Wisconsin

*Consumer Suggestion: You do know there are different levels of insurance, don't you?

Show customers why they should trust your business over your competitors...

 I dropped our family Blue Cross Personal Comp plan for Assurant Medical.  A few months later my daughter broke her arm requiring surgery to plate her bones.  Here are the costs and what the insurance paid:

Assurant Health            
Daughter     Insurance I am     
Provider Claimed Reduced paid Billed    
             
Surgeon  $    2,246.00    $     960.00  $  1,286.00    
Hosp surgery  $    6,168.90  $  (61.69)  $               -    $  6,168.90    
X ray  $          34.00    $        34.00  $               -      
Nisenfeld  $        235.00    $        50.00  $     185.00    
X ray  $          34.00    $               -    $        34.00    
anesthesia  $    1,509.00    $     200.00  $  1,309.00    
Emergency Room  $        532.37  $    (5.32)  $               -    $     532.37    
 Emergency    physician  $        382.00    $               -    $     382.00    
         $               -      
         $               -      
Total chgs  $  11,141.27    $  1,244.00  $  9,897.27    
             

 Assurant paid nothing towards the hospital bill saying it was included in the surgeons fee.  There were almost no discounts, unlike Blue Cross which negotiates discounted fees.  The Blue Cross plan cost about $100 more a month than the Assurant plan.  This plan is not worth it.  I would have been better off paying the extra for Blue Cross to get the discounted fees.  I kniw this because my husband had hernia surgery under Blue Cross and the discounts were substantial.

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This report was posted on Ripoff Report on 09/19/2013 07:53 AM and is a permanent record located here: http://www.ripoffreport.com/reports/assurant-health/milwaukee-wisconsin-53201/assurant-health-set-cash-amounts-are-a-fraction-of-real-cost-milwaukee-wisconsin-1085740. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

You do know there are different levels of insurance, don't you?

AUTHOR: Ken - ()

 As they say, you get what you pay for.  Higher premiums give you better coverage and lower deductibles. I don't think your maklng a fair comparison here. Nope, I don't work for either insurer.

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