Atlantic Financial :Solutions I never thought it could happen to me Ripoff Manhattan New York

Hi my name is Deseree XXXXXX. I live in Kapolei, Hawaii. I can totally relate to the Atlantic Financial Solutions scam. In September. I got a phone call from a Karen Cole. She told me that I qualified for a $5000 loan. After she sugar coated it. She told me that I would have to send in $924.00. When I asked her what that was for she said it was to secure the loan because of my bad credit. I was in desperate need and I asked her to fax me the contract. When she did. It looked legit. I had a brokers number and everything. They were so easy to reach when I had a question to call them. Communication between us went back and fourth. I was kind of skeptical because my mother in law told me that it sounds fishy because you never have to pay someone to get a loan. But that lady Karen made it sound good. I was in desperate need and I decided to take a chance. Now a lady named Julia called me. The funny thing is she sounded exactly like Karen. So I asked her how come the sound alike. And she laughed and told me that people always say that. She then gave me the instructions because the next day (November 7) was my payday. She said that I need to send the money to western union. The name I needed to send it to was Tamika Lee. And to send it to Ontario Canada. I questioned her again and asked her how come if they are based in NY why was I sending it to Canada. She told me that there main company was based in Canada and the lady picking up the money was a security guard for Brinks security. The next day she kept calling me to see if I sent the money yet. I thought that was weird. I had some weird feelings but I was desperate so I decided to give them the benefit of the doubt. And then she said there was a change in the person picking up the money. So now she gave me Zeporia Lee. I again questioned her how come they have the same name. She said "oh I did not realize that". So when I got to Western Union. Because to send it internationally the fee was so high. I called her back to let her know that I didn't have enough. She asked me how much I had and that I can just lower it. so total I sent in $970. For some reason I asked her if this was a scam because I really need the money to pay for my rent, and the groceries and I that I also had a daughter to take care of. She joked about and said oh no. This is legit. If its not then you can come down here to make sure. So I trusted her. I ended up sending in the money. I asked her how long would it take to send my money into my account. She said within 3 hours. Well. 3 hours passed and no money. I called her back and she said that she was going to check on it and then she told me it should be in my account within 15 minutes. After 15 minutes. Still no money. I was so frustrated. I called back and then there was no answer. I guess they were closed already. The very next day. I woke up 5am Hawaii time to call them. I called them the whole day and no answer. I left numerous messages and still no response. So the next day after that my husband called and they answered the phone. We spoke to a Richard. When we asked for Karen or Julia the guy said that they were not available and they were in meetings. So we explained the situation and they guy then told us that we needed to send in $695 more. When I asked him why I was told to only send in the amount agreed and then I would have my $5000 loan within 3 hours. Whats going on. He said that they are holding my loan until I send in the $695 which is for the brokers fee. I told him no. I am not sending anymore money. I was promised a loan and that they lied. I asked for a refund. He said that it will take 6-8 weeks. I asked him to send me my refund through western union because I needed that money to pay my rent and that I have a daughter to take care of. he said he couldn't do that because the western union fee is so high. I then asked him to wire it to me through my account. He said he couldn't and he hung up on me. I called back and called back until finally a guy name preston answered. He told me the same thing. I waited and waited for my money to be refunded. I kept giving them the benefit of the doubt. I was in denial that this could ever happen to me. I feel so foolish but sometimes when you are desperate you take desperate measures and that's what I did. Well anyways I filed a report with the Better Business Bureau in NY.

I was shocked because today I did a search online and found your website about Atlantic Financial Solutions. And I can totally relate to Mindys story.

I just wanted to write to you folks to tell my side of the story. Even though they got away with it now. I believe that god knows. And what comes around goes around.

I am so broken hearted because I never thought it could happen to me. I told them that I needed the money because I needed to pay my rent and to take care of my daughter. But people like them don't care. I made a mistake. But I have learned from it. And I am not in denial anymore. I now except the fact that I was indeed scammed and that I will never see my money again. Well you live and learn right.

Thanks for your time.

Sincerely,
Deseree
Kapolei, Hawaii
USA

Deseree
Kapolei, Hawaii
U.S.A.