Atlas Consumer Cooperation Fingo Group Inc The company is refusing to refund money to me after I cancelled with them the amount is $500.00.They are stateingthat I was pass the time to get a refund when I have only had the contract for three bu Houston, Texas

On Nov 2nd 2010 I joined a credit consolidation group that was supposed to help me with my credit card debts. On 12/3/2010 they took out $300.00from my account to get started. I heard nothing.after calling they said they were going to get started.Still I am getting calls form my creditors,and no the creditors had not been contacted.When I would call Iwould ask for the contract and finally I got the right customer service person on 1/17/2011 and she said she would send a copy of the contract to me.

On 1/22/2011 Ireceived the contract and was in shock.A negotiator would contact the creditors and try to cut my charges in half.In the mean time they had taken 154.79 and 200.00 out of my account now they had $654.79 of my money.Having had the contract for three business days I cancelled on 1/26/2011 asthe contract I could cancel with no penalty.

Today I called an asked where the $500.00 was as I had already received $154.79.

Iwas told it was to late because I was passed the time for a full refund,Now how can that be since I only had the contract for onlythree Business days.I am 74yrs old and live with my daughter. I was going to use the $500.00 to pay on my credit debt.

I have also made a complaint with the BBB.I am at there mercy and I have already accepted the fact that I wont ever see the $500.00 again.I have since contacted all my credit card people and they are working with me.Thank you for any help you can give me.

Regards Harry A. C

Taylor Tx76574

(((REDACTED))) @yahoo.com

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