Aurora Loan Services ripoff fraudulent billing regarding flood insurance Littleton Colorado

Dear Coleagues:

I am at the moment preparing a claim to be filed with the Commisioner of Insurance against Aurora Loan Services regarding similar incompetent consumer relations, and a financial metter in which I am filing a dispute. They have attached billing for insurance to my account without permission and for periods which the federal and state laws do not permit. They have attached this billing n October 2005 and billed foir insurance back to 2002! Oops. This is Bank Fraud, and is a federal felony.

I am also trying to find others who have had difficulties with Aurora Loan Services, in order to contact a lawyer to request him to take on a Class-Action law suit. To do so would prvide more punch than single cases settled out of court, etc., and may cause many states to disallow this company from doing business in there states. (This of course, would also help protect other consumers from getting tangled up with them.)

I am writing because I need lists of factual, demonstable actions in bad faith (such as not providing enough assistance to resolve a problem when on the phone (with dates and times and names of persons spoken with), wrong billing statements, any posible infraction you can think of. These issues MUST be documented with dates and times that they took place.

All your correspondence to them should be either FEDEX or by registered mail, return receipt requested. Both of these methods define that the corrspondence was received by the agency, and by whom. In California, where the suit will probably be filed, email is NOT allowed to be entered into evidence to show factual correspondence. Only the other two methods, where someome has to sign for them and there is a record kept (by you on your return receipt, or by FEDEX) are acceptable.

I would look forward to your help in directing any other persons who have evidence of poor(or worse) behavior by Aurora Loan Services to contact me immediately.

Some readers may not be aware that Aurora Loan Services business practices have been called into question at least twice in California by the Commisioner of Insurance, and the Commisions of Real Estate Licencing and Practice, as well as the State's Attourney general.

If enough evidence can be gathered to show a pattern, then the Attourney General can ban them from doing business in this state. Other State's Attourneys General could then do the same. This judgement is made by a state judge, and is entered into the legal records for any in any state state that wishes to use the findings. BUT, the evidence must be in the forms specified, that is, written request to address greivance, sent by US postal Service with a return receipt requested, or by FEDEX. So if you have already written them, place copies of your letters into a FEDEX letter envelope, with a cover letter stating that the issues raised in this correspondence have not been resolved, and then send it. Bang. For $12.00 you have your eveidence on their desk, and they have to answer it. Keep copies for yourself. Also please send copies to me, and to your state's Attourney General.

Pity we have to do this in peices pulled together, but frankly, the regional Federal Assistant DA's simply dont have the time to deal with disputes that look more like small-claims court. And you don't want to have to afford your own attourney, unless you are in a state (such as California) where the losing party pays the lawyers fees of the successful claimant). No-one can risk the enormous power of Auroroa's ability to line up some huge dream team of lawyers when all we have is maybe a few hundred dollars just to get advice. But a Class-action suit pays the lawyers out of the judgement, not out of our pockets.

Eventually enough pressure will build that the true nature of this company will come out. But it will take all of us, and with careful written and certified correspondence, so that the attourneys can actually have something to base the case upon.

I am not a lawyer. Just a homeowner who wishes that businesses would practice in good faith like they did when I was growing up. Naive, perhaps. But hopeful.

You may email this letter to as many people as you can find if you wish. I truly beleive that we are caught in with a company that is doing (or not doing at all!) business in a very grey area, which with a mountain of evidence, a judge will stop them. The reason I beleive this is that I have been advised personaly about my case (which is a little more blatant than yours) that it is open and shut. It only needs to be filed wih the Comissioner. But if my strong case can help others by entering into a joint action, I am perfectly willing to let them come to present a joint-action suit.

Sincerely,

Thomas - Ph. D.
University of California
Riverside, California
U.S.A.

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