J D Byrider Cnac repoed my car even thou i had paid my payments Mesa Arizona

I had gotten a loan for a used car in January 2003. I showed proff of everything they wanted. I turned over my used car and they said I still had to pay $1000.00 for the rest of my down payment but they would give me a month to make this payment. I had no choice since my car had a brake problem and decided to quit on me. I made sure I paid my bills every 2 weeks of $187.50. I ,pved to Texas in November 2003 and called to let them know and give thim a payment for the whole month of November at one time.

I called to let them know that my social security disability check would not be in my hands until the 5th of December they said ok.

I was at a Walmart 35 miles from my house on the 4th of December 2003. I walked out and to my surprise they had taken my car. This was even thou my payments were not to be in their office before th 6th of every month. I called the police and they were the one who told me about my car. I called Cnac and they told me too bad if I wanted my car back I would have to pay $325.00 to them and $300.00 to the towing company.

I said forget it they could keep my car. I talked to an attorney and he said because I had not sent them a registered mail request about the payment even though it was not due yet that I was out of luck because of one obscure paragraph on the contract.

I hope they enjoy the car I just had new tires and brakes put on it.

Linda
richardson, Texas
U.S.A.