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Report: #344555

Complaint Review: Bank Of America Ellicott City, MD - Eliicott City Maryland

  • Submitted:
  • Updated:
  • Reported By: Ellicott City Maryland
  • Author Confirmed What's this?
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  • Bank Of America Ellicott City, MD 9150 Baltimore National Pike Eliicott City, Maryland U.S.A.
  • Phone: 410-465.8712
  • Web:
  • Category: Banks

Bank Of America $5 fee to cash a check for non-account holders of the bank! Eliicott City Maryland

*Consumer Suggestion: um, its funny

*Consumer Suggestion: um, its funny

*Consumer Suggestion: um, its funny

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I received a check from a Bank of America customer, and since I was near by I thought it would be convenient to cash the check at the customer's own bank. I gave the cashier, as requested, my driver's license after handling her the check. I was asked to endorse the check, which I did; And since I do not have an account at their bank, I was requested to give my finger print on the check. After all this "saga", I was informed that I will be charged $5 fee for not being an account holder at his bank. "What a ripoff" have I replied!
I requested to get back my check which I had to stamp my finger prints over and over in all directions to cover my original print.

Well, needless to say I was angry. There were no signs alerting me of the $5 'nickle and dime' scam that Bank of America has instituted. They waisted my time and their time with a stupid bank policy to gouch consumers.

As a business owner, I will request a $5 extra fee for anyone paying me with a check from Bank of America to make my client aware of what their bank is
charging. I have given a phone call to my bank Chevy Chase in the same locality to make sure that non-holder of chevy chase accounts are not charged. If it were affirmative, I would have closed immediately my account as a protest to this gouching and ripoff!
Joey

Joey
Ellicott City, Maryland
U.S.A.

This report was posted on Ripoff Report on 06/26/2008 11:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america-ellicott-city-md/eliicott-city-maryland-21042/bank-of-america-5-fee-to-cash-a-check-for-non-account-holders-of-the-bank-eliicott-city-344555. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
3Consumer
0Employee/Owner

#3 Consumer Suggestion

um, its funny

AUTHOR: Paul - (U.S.A.)

POSTED: Thursday, June 26, 2008

Um...its been a well known fact for decades that
if you take a check to a bank that is not yours, that there is often a fee.

The mistake is yours, and since you were a business man, you should have already known this.

The basic rule is always go to a bank or Creditunion that you have accts at.
The exception is if you are giving money, then all of the above is not relevant.


I understand your anger, but the banks are not in the business of cashing checks for non-account holders.

Thats like saying that Subway restaurant should handle my pizza from Mazzios Pizza. or somewhat.

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#2 Consumer Suggestion

um, its funny

AUTHOR: Paul - (U.S.A.)

POSTED: Thursday, June 26, 2008

Um...its been a well known fact for decades that
if you take a check to a bank that is not yours, that there is often a fee.

The mistake is yours, and since you were a business man, you should have already known this.

The basic rule is always go to a bank or Creditunion that you have accts at.
The exception is if you are giving money, then all of the above is not relevant.


I understand your anger, but the banks are not in the business of cashing checks for non-account holders.

Thats like saying that Subway restaurant should handle my pizza from Mazzios Pizza. or somewhat.

Respond to this report!
What's this?

#1 Consumer Suggestion

um, its funny

AUTHOR: Paul - (U.S.A.)

POSTED: Thursday, June 26, 2008

Um...its been a well known fact for decades that
if you take a check to a bank that is not yours, that there is often a fee.

The mistake is yours, and since you were a business man, you should have already known this.

The basic rule is always go to a bank or Creditunion that you have accts at.
The exception is if you are giving money, then all of the above is not relevant.


I understand your anger, but the banks are not in the business of cashing checks for non-account holders.

Thats like saying that Subway restaurant should handle my pizza from Mazzios Pizza. or somewhat.

Respond to this report!
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