Bank Of America Scrooge looks good compared to Bank of America Boston, Massachusetts

My telephone number is 1-857-756-4583 and I understand why BAO employee's and family members would be too cowardly to put their names in their false replies supporting the Bank but there is no reason for you not to anonymously use your blocked telephone to call me anytime following your misrepresentation of only weekend check cashing attempt when this was a legal settlement check first attempted to be cashed on the prior Thursday when the bank of America had plenty of time for verification and plenty of cash on hand cashing paychecks...but again, since misrepresenting general facts to avoid the specifics was your only way to covertly support the Bank your either work for or your close family member works for (since there is no possible reason any normal human being would write a reply supporting the BAO unless your employer directed you to). I make this offer to any and all BAO employee's or family members who reply to BAO complaints to support the dishonorable business which places profits above customers needs.

Michael DuPont
paralegalassociates@hotmail.com

ps. I also provide free criminal law assistance to those interesting ones worthy of my winning pro bono help since I win two out of three cases and appeals during past four decades

SUCV2009-05474 , but none of the cowards who are afraid to put their real names in their coverup responses have enough courage to identify themselves. AOTC lists hundreds of other civil complaints involving Bank of America misconduct in Sufolk Court Superior Court records

Can you post the docket number of your case?

For those employee's or relatives of Bank of America who responded, my civil suit against the bank has been filed, one employee served, I work for a lawyer and my lawyer friend who was co-payee was with me the second and third time Bank of America refused to cash the check, but as soon as I served the head teller who lied by falsly claiming she had not seen my lwyers identification when if truth of fact she took it and had him resign the check, the Bank was very appologetic handing my 96 hundred dollar bills, but appologies do not remove their liability for breach of contract holding up payment for five days with a series of false excuses to obtain extra interest on my money and gave me the $9,681.00 (fifty dollars more than the $9631.00 check was written for) without the usual $6.oo BOA extortionate check cashing fee and without ver verifying the signature of the person who signed the check. If any commentor is not a coward you can put your real names in any of your replies.

Sincerely,

Michael DuPont

Paralegal Asociates

83 Atlantic Avenue

Boston, mA. 02110

Sorry, bub. I don't work for BOA. Paranoid much? Lol. Does your lawyer know that you're posting veiled threats of a lawsuit to strangers online? He may have some suggestions regarding that behavior and this thread altogether...you should talk to him/her.

In the meantime

You say, any size large check anytime as do all banks that are not trying to squeeze a few more days interest and an unjustifiable six dollar check cashing fee

I hate to tell you, but your expectations are a bit unreasonable. If I walk into a bank looking to cash a check for over one thousand dollars, I guarantee it would be scrutinized. (and rightfully so) Try to understand that your behavior is suspicious to anyone with common sense. It doesnt matter if all is legit, your actions raise every red flag possible and any reasonable bank will make sure everything is in order before releasing that amount of money.

You could of avoided this entire escapade by taking a moment to understand that this is not a run-of-the-mill cashing of a check. Why not just deposit said check in your own account? All problems solved. What is the big deal about calling a branch to make sure they have the necessary funds available? Its just a phone call

The fact of the matter is that you walked into a branch, on a Saturday, looking to cash a very large and unverifiable check. Your request was indeed fulfilled eventually, but just not as quickly as you would have liked.

My point is thisyou should try to understand that you were NOT RIPPED OFF, you were merely INCONVENIENCED.

Shake it off, man, it happens. Its called red-tape and frankly, you should be glad they do this. I know I would certainly question BOAs practices if they DIDN'T hold up a guy like you with a check that big, especially if it were a check drawn on my account and they couldnt verify the signatures.

I am sick of every time someone rebutts an OP they get accused of being an employee. There is a POLICY. We try to tell you of it. There is a reason most banks do not do this. Then we get screamed at and told we are an 'evil employee'. What ever!!

Author:

I know you wanted your $$$$ by christmas.  It's your money. However, NO bank will accept a 10000.00 check from someone walking off the street, without first verifying the check.  They were not able to verify it.

Checks are very easy to counterfit.  Scammers do it all the time.  Yes, Yes, I know you had valid ID, and they took yur thumb print,  but did you know Id's are easy to forge also.  Go to any flea market on the weekend, and you will find vendor's who sell fake driver's licences, and social security cards, even fake credit cards. Also, not everybody has their finger prints on file. 

If it turned out you forged the check, and presented fake id, and the bank accepted the check without verifying it, then the bank would be out 10,000.00 and you would have skipped town.  I am not saying you would do that.  From reading your post you sould like an honest man, but there are people out there who do.  (read other rip off reports about the check cashing scams.)

I hope you ended up getting your check cashed, but it is not the bank's fault. 

Giving cash to a customer, unless he is a customer of your bank, gives them no room to attempt to recover their money if the check was a forgery.

I am hoping you will think about that using this line of thinking, and perhaps you will begin to see BOA's point of view.

Finally, none of the court cases you mentioned have anything to do  with your situation.  So they cannot be counted as precedence. 

Cheers (BTW, I am not a BOA employee, BOA does not read this site.

Batman, did you ever buy Christmas presents for a few thousand dollars on a Saturday at a Jewelry store that accepts cash? and do you know Sovereign Bank cashes any size large check anytime as do all banks that are not trying to squeeze a few more days interest and an unjustifiable six dollar check cashing fee. Your advance notice sounds like you work for Bank of America. Do You ? Or at the very least only a BOA clone would spout their delaying policies so I hope you change to Sovereign banking after you learn to read the facts that I was denied twice, once on Thursday and again on Saturday, each time with BOA making up new unwritten excuses and I was not denied cash on Saturday because they told me they had more than ten thousand in large bills ($100's and $50) at the Boston 260 Hanover Street Bank of America branch.Bottom line is  an BOA employee would write what you did and if discovery verifies your idenity the civil suit I just sent Ryan Cooper BOA an advance copy of when he refused to explain why BOA breached its contract by not cashing the valid check my lawyer and I presented.

Your right this happens ALL the time.  After all I always see a line at least 20 or 30 deep of people trying to CASH a $10,000 check on a Weekend.  How dare the "evil" bank actually try and "verify" the signature of the company that wrote the check. 

You claim that they did not "act in good faith and exercise ordinary care".  Sorry but that sounds like EXACTLY what they did.  What if someone had a check from your account and trying to cash it.  Would you want the bank to just cash it, or attempt to verify it was you.  I think we all know the answer to that.

There is a big difference between someone walking off the street with a $10,000 check in hand wanting the cash, and a person who deposits a check in their account.  Had you deposited the check in your account there would have been no question, but then you would have been subject to the standard Funds Availability Policy.

If anything you should be writing a RipOff Report on the insurance company that you say delayed the payment to you.  In addition you need to get your lawyer to get off their rear-end and go after the company for any additional damages that this delay caused.

Why in the world would want to cash a check of that size on a Saturday? Deposit it in your own account at your own bank and be done with it. If you can't, then I think I know why, so then either give a BOA branch notice that you're going to cash a large check or bite the bullet and go to one of those check-cashing places.

You show up unannounced on a Saturday and are upset at the bank because you can't cash a check for over 10K that the bank is unable to verify? Wow...

Not to mention, you wouldn't be in this situation if it were for the issuer dropping the ball to begin with. You're not even mad at the right establishment. I'm all for hanging BOA by the balls and watching them twist in the wind, but not for something that's not their fault. Tossing B.S. like this on the pile takes away and distracts people from all the truly wrongful things BOA does...