Report: #1360917

Complaint Review: bank of America

  • Submitted: Fri, March 10, 2017
  • Updated: Fri, March 10, 2017
  • Reported By: peggy — evergreen park Illinois USA
  • bank of America

    Nationwide
    USA

bank of America seterus ak IBM and fannie mae The house I bought dates were oct 28,2002, but the owner b 4 me livied there was foreclosed 2001. so two months after she went into foreclosure I bought the house right to an appeal taken away. Nationwide

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2002 when I bought no credit report was done. My credit report with Chase was not reported and bank of America did not report to credit until 2010 I was transferred to Seterus in 2013, but Seterus put on my credit 2002 and I just report to make payments to them. I have proof they took my funds cashed it, while this fraud was going on and the three credit reports would not give me my report. Just got complete report from experian after 14 years had to write to better business to get report only experian gave a report. So this is the method the bank are using to steal houses how clever. Evergreen Park BOA, Seterus nation wide.

I just explain that when the bank do not report your mortgage payment to the credit bureau this is a fraudulent method of proofing this person did not pay on there mortgage. I bought a foreclose homes and i later founded out the banks have put two people out before me I lived there 14 years and my balance on the principle never went down I made extra payments to the bank. When they sold me the house it was a fradulent sale. The people did not receive counseling or have a chance to deem the house. But half a years is a very quick time to put a down payment on the house and be out in less than a year. Alicia Wells did not know what happen.

 

I bought and had a nice down payment to put on my house that I thought I would like in until I die.

Bank one was my first bank convencial loan 5.75 per cent. put $10,000.00 down. Then after one year Chase the bank that just foreclose on Alicia said they bought my loan and my $1,100 a month payment. With to $1,200 a mont

In the year of 2004 I was told my new mortgage payment would be $1,300 a month I ask why they told me because we bought the mortgage so this is your new price to pay. Chase did not put my payment on my credit report and did not chance a penny off of my principle. I thought if you pay a little extra on the principle it was supposed to be applied. Chase was paid in full I have the lettter 2005 no Credit Report for receiving $122,000.00 from me.

Next I refin- with Bank of America and they told me my credit was good I did not have to pay PMI or Escrow account anymore. but I did not know that Bank of America they were not going to report my credit history of mortgage payments by agent was Christy Stuckey from downtown Chicago branch. My mortgagr was $716.05 a month. Where I would add extra money, I got a phone call July 2012 I was told veribally Bank of
America plan to take your house, I asked why, because we can. They made an extra payment on my taxes that year when I had just applied for an appeal and had my taxes lower from $2,500 second installment to $1,900.

I was later told by bank of America I did not pay my taxes, when I had receipt of payments. Now  they started reporting me to the credit bureau.

Seterus told me they became new servicing for my mortgage and now instead of the bal being $102.000 you have fees to pay of $110,000 immediately. Your new payment is now raised from $716.05 to $1,300.00 I still pay my insurance and taxes no escrow, So I made payment Jan Feb additional $1,100 and $2,000 with two months of mortgage Made payment March and April May receive notice to foreclose in March and made a payment of July and JUNe which was returned and cashed by Seterus I have proof of payment back of check. Received Foreclosed paper from FannieMae, which told me they did not foreclose on people. Fixed interest rate request payment sheet from Bank each year. But in court all payments were blacken out and dates were blacken out. Sept 2013 and Feb 2014 Judge in court said do not bring this person back to court until you prove you have areason to foreclose.

So Seterus ask me to make a six month payment I did and then each month they mailed back my payments until July 2015 New Judge with blacken out papers said foreclose and sale house. I have lived there 14 years never missed a payments and when I applied to appealette court case was closed while. Seterus was trying to use my homeowners insurance to make reparis on my house after they broke in and stole all my beings in the house. 2016 Feb, ADT proof.

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This report was posted on Ripoff Report on 03/10/2017 06:01 AM and is a permanent record located here: http://www.ripoffreport.com/reports/bank-of-america/nationwide/bank-of-america-seterus-ak-ibm-and-fannie-mae-the-house-i-bought-dates-were-oct-282002-1360917. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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