Complaint Review: Bank Of America - San Francisco California
- Bank Of America 2325 Noriega Street San Francisco, California U.S.A.
- Phone: 650-6154700
- Web:
- Category: Banks
Bank Of America ripoff $64 insufficient funds fee for $43.00 overdraft San Francisco California
*Consumer Comment: More than one overdraft?
*Consumer Comment: More than one overdraft?
*Consumer Comment: More than one overdraft?
*Consumer Comment: More than one overdraft?
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I have used Bank of America for the past 15 years. I have often been unpleased with the organization, but I have so many direct deposits and withdrawals, I've always decided just to tough it out.
According to the mountains of junk mail I receive from BofA regularly, I am considered one of their most valuable customers -- blah, blah, blah.
So -- imagine my surprise today when I opened a notice from them (July 14) that, because of electronic debits that exceeded my July 7 balance by $31.77, they were automatically deducting an insufficient funds fee of $62 on July 8.
Hmmmmmmmmm -- I'm not a math whiz, but isn't that about a 200% charge?
And, didn't I read something in the papers in the recent past about banks being sued because outrageous overdraft charges?
Well, where do I sign up?
Nan
palo alto, California
U.S.A.
This report was posted on Ripoff Report on 07/14/2005 05:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/san-francisco-california/bank-of-america-ripoff-64-insufficient-funds-fee-for-4300-overdraft-san-francisco-calif-149773. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 Consumer Comment
More than one overdraft?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Friday, July 15, 2005
So where's the rip-off.
You spent more than you have. Twice.
From the amount of the fee, it seems that you had more than one overdraft on July 7. If Wells Fargo charges that much for one overdraft, then it's time to move to another bank.
#3 Consumer Comment
More than one overdraft?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Friday, July 15, 2005
So where's the rip-off.
You spent more than you have. Twice.
From the amount of the fee, it seems that you had more than one overdraft on July 7. If Wells Fargo charges that much for one overdraft, then it's time to move to another bank.
#2 Consumer Comment
More than one overdraft?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Friday, July 15, 2005
So where's the rip-off.
You spent more than you have. Twice.
From the amount of the fee, it seems that you had more than one overdraft on July 7. If Wells Fargo charges that much for one overdraft, then it's time to move to another bank.
#1 Consumer Comment
More than one overdraft?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Friday, July 15, 2005
So where's the rip-off.
You spent more than you have. Twice.
From the amount of the fee, it seems that you had more than one overdraft on July 7. If Wells Fargo charges that much for one overdraft, then it's time to move to another bank.
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