• Report: #879278
Complaint Review:

Bank or America, N.A., and ReconTrust Co., N.A.

  • Submitted: Mon, May 07, 2012
  • Updated: Mon, May 07, 2012

  • Reported By: James **** and Cecil **** — Las Vegas Nevada United States of America
Bank or America, N.A., and ReconTrust Co., N.A.
Internet United States of America

Bank or America, N.A., and ReconTrust Co., N.A. Failure to Post Payments, Internet

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On November 8, 2011, our house was sold at a trustee auction sale in Las Vegas, Nevada.  The sales price was sufficient to cover the outstanding balance of the 1st loan on our house with Bank of America, N.A. and have an excess amount of $7,381.89.  The excess amount of $7,381.89 was to be applied and posted to a 2nd loan aka HELOC held by Bank of America, N.A. 

To date, Bank of America, N.A., has not posted the proceeds from the sale of our house to either loan.  Bank of America, N.A., has reported the HELOC has a charged off account  to the three major credit reporting agencies.  The fact is:  If Bank of America, N.A, would post the $7,381.89 to the HELOC retroactively to November 8, 2011, the HELOC would be current.  We do not understand the delay.  Over 4 months have past, and Bank of America, N.A., is still dragging their feet.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 05/07/2012 01:07 PM and is a permanent record located here: http://www.ripoffreport.com/reports/bank-or-america-na-and-recontrust-co-na/internet/bank-or-america-na-and-recontrust-co-na-failure-to-post-payments-internet-879278. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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