Bankcard Empire I lost $2,995.00 to this home business,This is the biggest rip off ever! Phoenix Arizona

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*UPDATE: Rip-off Report INVESTIGATION UPDATE: US Postal Inspectors close down Bankcard Empire. Bankcard Empire Suspended From Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program Tempe, Arizona

This company is a total complete scam I used to work for their customer service department handling all the calls, complaints, questions and everything. When I was trained for this job I was basically trained to lie and go all the way around the truth. This whole scam is very thought out and well executed by its employees. First a "roller" or a "Leads Qualifier" will randomly call you up regaurding a home based business. They say you requested info or filled out a survey, which is totally not true. They don't cold call they say, yet they did. Basically they speak with you about the buisness and its perks and what not, you then will listen to an audio recording. The audio recording can be heard on www.bankcardempire.com as well as www.bankcardempire.info . Once the recording is done they will get a "Closer" or a "Sales Executive" to close the deal, they will lie and tell you everything about making your money back in 30 days and it is so easy and make it sounds so d**n good. Some of the things they forget to tell you is that:

1. a hosting fee will come out of your credit card every month for your website (which is not really personailzed every affiliate has the same one but with a different number) That is NOT refundable at all.

2.They say Money back garentee...which is true to a point, it is only valid IF you work the program for 12 months and turn in 1 referral per month or advertise and prove you advertised, either way you will only get your initial investment back, advertising and hosting fee is NOT refundable, you will spend more on the hosting fees over the course of a year than what your initial investment is worth.

3. Plus the call from a call center that has outgoing lines only you can call customer service and they say they take messages, but guess what they dont.I can garentee once you purchase the business you will never speak to the original people who sold you the program they say you will and they say they have their own office and what not, guess what just about everything including their names sometimes is a lie.

4. They say a "Marketing Consultant" will be calling you for training, they are what we called "Reloaders" They get you for advertising which is upwards of as much as 10K-20K. They say you have to have it and blah blah blah, they are paid commission based only and need to get that money to get a paycheck. Customer service are your real coaches and they aren't even coaches, we were trained to well, that we could talk anyone into buying back in to the company, that was our job.

5.Either way when these guys call up they use fake names and they use all different kinds of business names, Sometimes you might even be conned into buying more than 1 business from Bankcard Empire from a company with a different name and they won't refund your money back.

No one ever gets a refund even if they work the company exactly how it is written down in the money back garentee, bank card tends tp forget about them. They also do not have different packages they offer it is all the same package, they just start at $495 and go down from there just to get your money, they will ask you what kinds of credit cards you have dont tell them, also they have had employees take the credit card info out of the building and use it for illegal purposes. look at BBB. This company has an excuse for everything a rebuttle for every possible reason you give for not wanting to do the business they are trained well.

Those company names are:

Automated Business Group
Davidian Corporation
Wise Finacial
Grand Gold Marketing
AMC
KJV
OSC
plus about 20 more...

They all have the same offer in the business, which is, you will be representing and earning money with Visa, Master Card, Discover, and American Express. Those organizations and major companys dont even know of this existance. They have issued many complaints on these companys and have tried to stop any kind of usuage with these companys. Still the have not been stopped or beaten legally.
Most home based companies if they are legit and real, money orders and they will work with you on the payments. Because anyone can have a customer service number and a website to disilusion the truth of their llies. we know we were a prophet of there dishonest game.

these companys are doing wrong in a manner that doesnt help people that really are intrested in changing their financial means. they destroy the name of home based business and make true companies with true results and manners look bad, it only takes one like they say 1 chance 1 referral and 1 possibility to get the real deal.

taking advantage to them is easy walking in and out of the office they work within and able to still be happy humanly is true evil and disfunctional. when you are approached by these conpanies dont give them a chance to breath your way. dont give them a chance to take that first step on you.

in any situation that you have with them from the beganing to the day of trying to take legal action, be positive, dont fear the unknown in this situation, and dont walk away when you are in it for a true change... a scam, a scam yes it really is...

for eveyone that got into the business due to our hands and those still employeed at those companies we apoligize for the lies, the unhonesty that sounded good, the idenity theft of your money, the promises broken, the ending result of it all. we hope you understand...